Line of Credit
OverdraftsData Sharing Status
Our Line of Credit is an overdraft facility that provides you with the ability to continually draw up to your credit limit at any time for your home, car and other credit requirements, giving you flexibility providing you stay under your approved limit.
- From
- 8.69%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Line of Credit - Ultimate Home Loan Package · Applicable for Ultimate Home Loan Package holders | 8.69% | — | — |
| Variable Line of Credit | 9.19% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Purchase Fee Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Other Service Fees Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other | Variable |
Features
- Additional cards
- Card access — Visa Debit Card
- Digital banking
- Digital wallet — APPLE PAY
- Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital wallet — GOOGLE PAY
- Pay faster, easier and more securely with Google Pay, Google Pay eligibility restrictions may apply.
- Digital wallet — SAMSUNG PAY
- Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- Overdraft available
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 48 · View on CDR.gov.au · View Source Data (JSON)