Visa Credit My Rewards
Credit & Charge CardsData Sharing Status
Our Visa My Rewards Credit Card comes with a competitive low interest rate, rewards program, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
- Purchase rate
- 14.74%
- Annual fee
- $89.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer | 14.74% | — | — |
| Cash advance | 14.74% | — | — |
| Purchase | 14.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Purchase Fee Charged as a percentage of the foreign currency transaction value | Transaction | 3.65% of transaction |
| Disputed Transaction Fee | Event | $35.00 |
| Direct Entry Recall of Funds Applies to Direct Debit, Direct Credit and OSKO payments | Event | $40.00 |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Other Service Fees Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other |
Features
- Additional cards
- Card access — Visa Credit Card
- Digital banking
- Digital wallet — APPLE PAY
- Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital wallet — GOOGLE PAY
- Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
- Digital wallet — SAMSUNG PAY
- Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- A low competitive interest rate on both purchases and cash advances
Eligibility
- Minimum age — 18 years
- Individuals only
Constraints
- Maximum limit — $60,000.00
- Minimum limit — $500.00
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 55 · View on CDR.gov.au