Personal Loan-Boat Loan
Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age.
- From
- 7.24%
- 7.99% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Boat Loan - for the purchase of new personal, trailerable watercraft. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | 7.24% | 7.99% | Boat Loan |
| Variable Boat Loan (near new) - for the purchase of personal, trailerable watercraft up to five years of age. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | 8.24% | 8.99% | Boat Loan (Near New) |
Fees
| Fee | Type | Amount |
|---|---|---|
Personal Establishment Fee
| Upfront | $120.00 |
| GSA Document Fee Charging on Origination. If borrowing for a boat and trailer, multiple document fees may apply | Upfront | $55.00 |
| Loan Maintenance Fee Charged monthly
| Ongoing | $5.00 |
| In Branch Redraw Fee Redraw Fee Applies for Assisted Transactions | Event | $8.00 |
| Online Redraw Fee $0 Redraw Fee Applies for Online Transactions | Event | $0.00 |
| Other Credit Fees Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter |
Features
- Digital banking
- Extra repayments
- No penalties for extra repayments on variable rate loans
- No deposit required
- Loan Terms up to 7 years
- Conditional pre-approval available
- Redraw facility
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
More Information
Published by Queensland Country Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 57 · View on CDR.gov.au