---
title: "Personal Loan-Boat Loan — Queensland Country Bank"
description: "Personal Loans from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/57
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-29T00:00:25.4733289Z
---

# Personal Loan-Boat Loan — Queensland Country Bank

> Personal Loans from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age.

## At a glance

- **From:** 7.24% (7.99% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Boat Loan - for the purchase of new personal, trailerable watercraft. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.) | 7.24% | 7.99% | Boat Loan $0+ |
| Variable (Boat Loan (near new) - for the purchase of personal, trailerable watercraft up to five years of age. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.) | 8.24% | 8.99% | Boat Loan (Near New) $0+ |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Personal Establishment Fee — Discount −100% of fee — Ultimate Home Loan Package (eligibility: Other: Establishment Fee waived if an Ultimate Home Loan Package is held.) | Upfront | $150.00 |
| GSA Document Fee — Charging on Origination. If borrowing for a boat and trailer, multiple document fees may apply | Upfront | $55.00 |
| Loan Maintenance Fee — Charged monthly · Discount −100% of fee — Ultimate Home Loan Package (eligibility: Other: Monthly Loan Maintenance Fee waived if an Ultimate Home Loan Package is held.) | Ongoing | $5.00 |
| In Branch Redraw Fee — Redraw Fee Applies for Assisted Transactions | Event | $8.00 |
| Online Redraw Fee — $0 Redraw Fee Applies for Online Transactions | Event | $0.00 |
| Other Credit Fees — Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | Other | Variable |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |

## Features

- **Digital banking**
- **Extra repayments** (No penalties for extra repayments on variable rate loans)
- **No deposit required**
- **Loan Terms up to 7 years**
- **Conditional pre-approval available**
- **Redraw facility**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/Banking/personal-loans/boat-loan/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_personal-loans.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `57`
- Last updated by the provider: 29 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/57
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/57) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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