---
title: "Christmas Club — Queensland Country Bank"
description: "Transaction & Savings Accounts from Queensland Country Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/queensland-country-bank/products/8
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T14:00:25.1767444Z
---

# Christmas Club — Queensland Country Bank

> Transaction & Savings Accounts from Queensland Country Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Designed to help you save for the festive season, deposit regularly throughout the year and watch your savings grow.

## At a glance

- **Base rate:** 2.5%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 2.5% | Floating Balance Tier 1 | monthly |
| Variable | 2.5% | Floating Balance Tier 2 | monthly |
| Variable | 2.5% | Floating Balance Tier 3 | monthly |
| Variable | 2.5% | Floating Balance Tier 4 | monthly |
| Variable | 2.5% | Floating Balance Tier 5 | monthly |
| Variable | 2.5% | Floating Balance Tier 6 | monthly |
| Variable | 2.5% | Floating Balance Tier 7 | monthly |
| Variable | 2.5% | Floating Balance Tier 8 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| DE Mistaken Payment Return Req | Event | $50.00 |
| Direct Entry Trace | Event | $40.00 |
| Honour Charge | Event | $5.00 |
| Dishonour Insuff. Funds | Dishonour | $7.00 |
| Dormant Account Fee | Event | $15.00 |
| RTGS Payment Received Fee | Event | $7.20 |
| Transaction Fees — Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | Other | Variable |
| Monthly Account Fee — Charged monthly | Ongoing | $0.00 |

## Features

- **Digital banking** (Online banking available)
- **Interest is paid on the entire balance**

## Eligibility

- **Minimum age** — 13 years

## More information from Queensland Country Bank

- [Overview](https://www.queenslandcountry.bank/banking/savings-accounts/christmas-club/)
- [Terms & conditions](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf)
- [Fees & pricing](https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf)

## Data provenance

- Published by Queensland Country Bank under the Consumer Data Right
- Product ID: `8`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/queensland-country-bank/8
- Provider page: https://www.cdrcompare.au/brands/queensland-country-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000123

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/queensland-country-bank/products/8) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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