PremiumSaver (SMSF)
Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.
- Base rate
- 0.55%
- Bonus rate
- 4.05%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 4.05% | Balance | monthly |
| Variable Minimum Variable Rate · Balance not increased by $200 a month, excluding interest paid | 0.55% | Balance | monthly |
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 2.9% | Balance | monthly |
| Variable Minimum Variable Rate · Balance not increased by $200 a month, excluding interest paid | 0.55% | Balance | monthly |
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 2.9% | Balance | monthly |
| Variable Minimum Variable Rate · Balance not increased by $200 a month, excluding interest paid |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee Charged monthly | Ongoing | $0.00 |
Features
- Digital banking
- Online and mobile banking.
- Notifications — Includes advanced notifications sent to clients.
- An alert about future events or notifications.
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
- Unlimited transactions
- Unlimited free transactions available to clients.
Eligibility
- Minimum age — 18 yearsEach SMSF trustee owner of an account must be at least 18 years old.
- SMSF products are available only to SMSF trustees.
- Residency status — Each SMSF trustee owner of an account must be residing in and tax resident of Australia.
Constraints
- Minimum balance — $0.00
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requirement.
- Funds can only be transferred externally to the nominated linked account.
More Information
Published by Rabobank under the Consumer Data Right · Last updated 10 July 2026 · Product ID 23097124-f4ca-4036-81f3-3f11bd2e29ba · View on CDR.gov.au