---
title: "Rural Term Deposit — Rabobank"
description: "Term Deposits from Rabobank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/rabobank/products/2a3e2af9-c06b-410d-a62e-11861dba1bef
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T01:05:38Z
---

# Rural Term Deposit — Rabobank

> Term Deposits from Rabobank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.

## At a glance

- **Fixed rate:** 5.15% (5 years)

## Apply

Applications are handled by the provider: [Apply at Rabobank](https://www.rabobank.com.au/banking/deposits#term-deposits)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month | 2% | Balance $5,000–$49,999.99 | every 30 days |
| Fixed · 1 month (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 2% | Balance $50,000–$1,999,999.99 | every 30 days |
| Fixed · 2 months | 2.1% | Balance $5,000–$49,999.99 | every 60 days |
| Fixed · 2 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 2.1% | Balance $50,000–$1,999,999.99 | every 60 days |
| Fixed · 3 months | 4.8% | Balance $5,000–$49,999.99 | every 90 days |
| Fixed · 3 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.8% | Balance $50,000–$1,999,999.99 | every 90 days |
| Fixed · 4 months | 3.9% | Balance $5,000–$49,999.99 | every 120 days |
| Fixed · 4 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 3.9% | Balance $50,000–$1,999,999.99 | every 120 days |
| Fixed · 5 months | 3.9% | Balance $5,000–$49,999.99 | every 150 days |
| Fixed · 5 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 3.9% | Balance $50,000–$1,999,999.99 | every 150 days |
| Fixed · 6 months | 4.95% | Balance $5,000–$49,999.99 | every 180 days |
| Fixed · 6 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.95% | Balance $50,000–$1,999,999.99 | every 180 days |
| Fixed · 9 months | 4.9% | Balance $5,000–$49,999.99 | every 270 days |
| Fixed · 9 months (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.9% | Balance $50,000–$1,999,999.99 | every 270 days |
| Fixed · 1 year | 4.85% | Balance $5,000–$49,999.99 | monthly |
| Fixed · 1 year | 4.9% | Balance $5,000–$49,999.99 | every 3 months |
| Fixed · 1 year | 4.95% | Balance $5,000–$49,999.99 | every 6 months |
| Fixed · 1 year | 5% | Balance $5,000–$49,999.99 | yearly |
| Fixed · 1 year (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.85% | Balance $50,000–$1,999,999.99 | monthly |
| Fixed · 1 year (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.9% | Balance $50,000–$1,999,999.99 | every 3 months |
| Fixed · 1 year (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.95% | Balance $50,000–$1,999,999.99 | every 6 months |
| Fixed · 1 year (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5% | Balance $50,000–$1,999,999.99 | yearly |
| Fixed · 2 years | 4.65% | Balance $5,000–$49,999.99 | monthly |
| Fixed · 2 years | 4.7% | Balance $5,000–$49,999.99 | every 3 months |
| Fixed · 2 years | 4.75% | Balance $5,000–$49,999.99 | every 6 months |
| Fixed · 2 years | 4.8% | Balance $5,000–$49,999.99 | yearly |
| Fixed · 2 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.65% | Balance $50,000–$1,999,999.99 | monthly |
| Fixed · 2 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.7% | Balance $50,000–$1,999,999.99 | every 3 months |
| Fixed · 2 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.75% | Balance $50,000–$1,999,999.99 | every 6 months |
| Fixed · 2 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.8% | Balance $50,000–$1,999,999.99 | yearly |
| Fixed · 3 years | 4.7% | Balance $5,000–$49,999.99 | monthly |
| Fixed · 3 years | 4.75% | Balance $5,000–$49,999.99 | every 3 months |
| Fixed · 3 years | 4.8% | Balance $5,000–$49,999.99 | every 6 months |
| Fixed · 3 years | 4.85% | Balance $5,000–$49,999.99 | yearly |
| Fixed · 3 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.7% | Balance $50,000–$1,999,999.99 | monthly |
| Fixed · 3 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.75% | Balance $50,000–$1,999,999.99 | every 3 months |
| Fixed · 3 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.8% | Balance $50,000–$1,999,999.99 | every 6 months |
| Fixed · 3 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.85% | Balance $50,000–$1,999,999.99 | yearly |
| Fixed · 4 years | 4.9% | Balance $5,000–$49,999.99 | monthly |
| Fixed · 4 years | 4.95% | Balance $5,000–$49,999.99 | every 3 months |
| Fixed · 4 years | 5% | Balance $5,000–$49,999.99 | every 6 months |
| Fixed · 4 years | 5.05% | Balance $5,000–$49,999.99 | yearly |
| Fixed · 4 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.9% | Balance $50,000–$1,999,999.99 | monthly |
| Fixed · 4 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 4.95% | Balance $50,000–$1,999,999.99 | every 3 months |
| Fixed · 4 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5% | Balance $50,000–$1,999,999.99 | every 6 months |
| Fixed · 4 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5.05% | Balance $50,000–$1,999,999.99 | yearly |
| Fixed · 5 years | 5% | Balance $5,000–$49,999.99 | monthly |
| Fixed · 5 years | 5.05% | Balance $5,000–$49,999.99 | every 3 months |
| Fixed · 5 years | 5.1% | Balance $5,000–$49,999.99 | every 6 months |
| Fixed · 5 years | 5.15% | Balance $5,000–$49,999.99 | yearly |
| Fixed · 5 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5% | Balance $50,000–$1,999,999.99 | monthly |
| Fixed · 5 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5.05% | Balance $50,000–$1,999,999.99 | every 3 months |
| Fixed · 5 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5.1% | Balance $50,000–$1,999,999.99 | every 6 months |
| Fixed · 5 years (For deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote.) | 5.15% | Balance $50,000–$1,999,999.99 | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account keeping fee — Charged monthly | Ongoing | $0.00 |
| Early withdrawal fee — If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details. · Discount −100% of fee — Early withdrawal fee waiver (suffering financial hardship) (eligibility: Other: If we determine that you are suffering financial hardship.) · Discount −100% of fee — Early withdrawal fee waiver (reinvesting during the grace period) (eligibility: Other: If you withdraw funds within 7 days after reinvesting your term deposit.) | Exit | Variable |

## Features

- **Digital banking** (Online and mobile banking.)
- **Fraud protection** (Includes fraud protection.)
- **Notifications** — Includes advanced notifications sent to clients. (An alert about future events or notifications.)
- **From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.**

## Eligibility

- **Minimum age** — 18 years (The applicant and each account owner must be at least 18 years old.)
- **Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and other forms of business structures that Rabobank may accept from time to time.**

## Constraints

- **Opening balance** — $5,000.00

## More information from Rabobank

- [Overview](https://www.rabobank.com.au/banking/deposits#term-deposits)
- [Terms & conditions](https://www.rabobank.com.au/ctd_tcs.html)
- [Fees & pricing](https://www.rabobank.com.au/product-rates#call_deposits)

## Data provenance

- Published by Rabobank under the Consumer Data Right
- Product ID: `2a3e2af9-c06b-410d-a62e-11861dba1bef`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/rabobank/2a3e2af9-c06b-410d-a62e-11861dba1bef
- Provider page: https://www.cdrcompare.au/brands/rabobank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000033

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/rabobank/products/2a3e2af9-c06b-410d-a62e-11861dba1bef) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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