---
title: "High Interest Savings Account (SMSF) — Rabobank"
description: "Transaction & Savings Accounts from Rabobank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/rabobank/products/7d432ded-374d-4c05-98c4-66da8f64aa8c
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T00:34:57Z
---

# High Interest Savings Account (SMSF) — Rabobank

> Transaction & Savings Accounts from Rabobank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.

## At a glance

- **Base rate:** 3.45%
- **Intro rate:** 5.4% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Rabobank](https://myapplication.rabobank.com.au/apply?CONT=AU&ACCOUNTTYPE=SMSF&PID=MSA)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Introductory · 4 months (The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time. New customers are those who have not owned a High Interest Savings Account within the last 2 years. · The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time. New customers are those who have not owned a High Interest Savings Account within the last 2 years.) | 5.4% | Balance $0–$250,000 | monthly |
| Variable (Standard Variable Rate) | 3.45% | Balance $0–$250,000 | monthly |
| Variable (Standard Variable Rate) | 2.65% | Balance $250,000.01–$1,000,000 | monthly |
| Variable (Standard Variable Rate) | 2.65% | Balance $1,000,000.01–$2,000,000 | monthly |
| Variable (Standard Variable Rate) | 2.65% | Balance $2,000,000.01–$3,000,000 | monthly |
| Variable (Standard Variable Rate) | 2.65% | Balance $3,000,000.01+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account keeping fee — Charged monthly | Ongoing | $0.00 |

## Features

- **Digital banking** (Online and mobile banking.)
- **Notifications** — Includes advanced notifications sent to clients. (An alert about future events or notifications.)
- **From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.**
- **Unlimited transactions** (Unlimited free transactions available to clients.)

## Eligibility

- **Minimum age** — 18 years (Each SMSF trustee owner of an account must be at least 18 years old.)
- **SMSF products are available only to SMSF trustees.**
- **Residency status** — Each SMSF trustee owner of an account must be residing in and tax resident of Australia.

## Constraints

- **Minimum balance** — $0.00
- **Funds can only be transferred externally to the nominated linked account.**

## More information from Rabobank

- [Overview](https://www.rabobank.com.au/smsf-savings)
- [Terms & conditions](https://www.rabobank.com.au/termsandconditions)
- [Fees & pricing](https://www.rabobank.com.au/rates/smsf-rates/)

## Data provenance

- Published by Rabobank under the Consumer Data Right
- Product ID: `7d432ded-374d-4c05-98c4-66da8f64aa8c`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/rabobank/7d432ded-374d-4c05-98c4-66da8f64aa8c
- Provider page: https://www.cdrcompare.au/brands/rabobank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000033

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/rabobank/products/7d432ded-374d-4c05-98c4-66da8f64aa8c) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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