PremiumSaver (Trust)
Reward yourself with a higher rate for your good savings habits. Our PremiumSaver is simple, by growing your monthly balance your interest rate increases.
- Base rate
- 0.1%
- Bonus rate
- 3.85%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 3.85% | Balance $0–$250,000 | monthly |
| Variable Minimum Variable Rate · Balance not increased by $200 a month, excluding interest paid | 0.1% | Balance $0–$250,000 | monthly |
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 3.65% | Balance $250,000.01–$1,000,000 | monthly |
| Variable Minimum Variable Rate · Balance not increased by $200 a month, excluding interest paid | 0.1% | Balance $250,000.01–$1,000,000 | monthly |
| Bonus Bonus Variable Rate · Balance increased by $200 a month, excluding interest paid | 3.4% | Balance $1,000,000.01–$2,000,000 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee Charged monthly | Ongoing | $0.00 |
Features
- Digital banking
- Online and mobile banking.
- Notifications — Includes advanced notifications sent to clients.
- An alert about future events or notifications.
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
- Unlimited transactions
- Unlimited free transactions available to clients.
Eligibility
- Minimum age — 18 yearsThe applicant must be an individual trustee who is at least 18 years old.
- Product is available only to Trusts, incorporated in Australia, meeting eligibility criteria.
- The Trust must have an Australian bank account in its name with another financial institution.
- All trustees of the Trust must be individuals.
- Residency status — All trustees (maximum of three) of the Trust must be residing in and tax residents of Australia.
- Residency status — All settlors, appointors and beneficiaries of the Trust must be individuals, residing in and tax residents of Australia.
Constraints
- Minimum balance — $0.00
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requirement.
- Funds can only be transferred externally to the nominated linked account.
More Information
Published by Rabobank under the Consumer Data Right · Last updated 10 July 2026 · Product ID aa67b2fa-b8fd-4849-9307-f8de38c8ef1a · View on CDR.gov.au · View Source Data (JSON)