---
title: "Online Term Deposit (SMSF) — Rabobank"
description: "Term Deposits from Rabobank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/rabobank/products/e9b8ead5-06c6-428b-8a78-f731aebf07cc
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T03:00:00Z
---

# Online Term Deposit (SMSF) — Rabobank

> Term Deposits from Rabobank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Competitive fixed interest with the choice of 1 month to 5 year terms.

## At a glance

- **Fixed rate:** 5.15% (5 years)

## Apply

Applications are handled by the provider: [Apply at Rabobank](https://myapplication.rabobank.com.au/apply?CONT=AU&ACCOUNTTYPE=SMSF&PID=TERMDEP)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 1.9% | Balance $1,000–$100,000 | monthly |
| Fixed · 1 month (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 1.95% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 1 month (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 1.95% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 1 month (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 2% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 1 month (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 2% | Balance $1,000,000.01+ | monthly |
| Fixed · 3 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 3 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 3 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 3 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 3 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 6 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 6 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 6 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 6 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 6 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 9 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000–$100,000 | every 9 months |
| Fixed · 9 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $100,000.01–$250,000 | every 9 months |
| Fixed · 9 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $250,000.01–$500,000 | every 9 months |
| Fixed · 9 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $500,000.01–$1,000,000 | every 9 months |
| Fixed · 9 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000,000.01+ | every 9 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $1,000–$100,000 | monthly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $1,000,000.01+ | monthly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000–$100,000 | yearly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $100,000.01–$250,000 | yearly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $250,000.01–$500,000 | yearly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $500,000.01–$1,000,000 | yearly |
| Fixed · 1 year (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $1,000,000.01+ | yearly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.35% | Balance $1,000–$100,000 | monthly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $1,000,000.01+ | monthly |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 15 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.35% | Balance $1,000–$100,000 | monthly |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $1,000,000.01+ | monthly |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.4% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.45% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.5% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.55% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 18 months (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 3.55% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.55% | Balance $1,000–$100,000 | monthly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.6% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.6% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $1,000,000.01+ | monthly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.6% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $1,000–$100,000 | yearly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $100,000.01–$250,000 | yearly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $250,000.01–$500,000 | yearly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $500,000.01–$1,000,000 | yearly |
| Fixed · 2 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000,000.01+ | yearly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.6% | Balance $1,000–$100,000 | monthly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $1,000,000.01+ | monthly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.65% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.7% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.75% | Balance $1,000–$100,000 | yearly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $100,000.01–$250,000 | yearly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $250,000.01–$500,000 | yearly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $500,000.01–$1,000,000 | yearly |
| Fixed · 3 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $1,000,000.01+ | yearly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.8% | Balance $1,000–$100,000 | monthly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000,000.01+ | monthly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.85% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $1,000–$100,000 | yearly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $100,000.01–$250,000 | yearly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $250,000.01–$500,000 | yearly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $500,000.01–$1,000,000 | yearly |
| Fixed · 4 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $1,000,000.01+ | yearly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.9% | Balance $1,000–$100,000 | monthly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $100,000.01–$250,000 | monthly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $250,000.01–$500,000 | monthly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $500,000.01–$1,000,000 | monthly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $1,000,000.01+ | monthly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 4.95% | Balance $1,000–$100,000 | every 3 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $100,000.01–$250,000 | every 3 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $250,000.01–$500,000 | every 3 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $500,000.01–$1,000,000 | every 3 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $1,000,000.01+ | every 3 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5% | Balance $1,000–$100,000 | every 6 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $100,000.01–$250,000 | every 6 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $250,000.01–$500,000 | every 6 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.1% | Balance $500,000.01–$1,000,000 | every 6 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.1% | Balance $1,000,000.01+ | every 6 months |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.05% | Balance $1,000–$100,000 | yearly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.1% | Balance $100,000.01–$250,000 | yearly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.1% | Balance $250,000.01–$500,000 | yearly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.15% | Balance $500,000.01–$1,000,000 | yearly |
| Fixed · 5 years (A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.) | 5.15% | Balance $1,000,000.01+ | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account keeping fee — Charged monthly | Ongoing | $0.00 |
| Early withdrawal fee — If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details. · Discount −100% of fee — Early withdrawal fee discount or waiver (eligibility: Other: If we determine that you are suffering financial hardship.) | Exit | Variable |

## Features

- **Digital banking** (Online and mobile banking.)
- **Notifications** — Includes advanced notifications sent to clients. (An alert about future events or notifications.)
- **From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.**

## Eligibility

- **Minimum age** — 18 years (Each SMSF trustee owner of an account must be at least 18 years old.)
- **SMSF products are available only to SMSF trustees.**
- **Residency status** — Each SMSF trustee owner of an account must be residing in and tax resident of Australia.

## Constraints

- **Maximum balance** — $2,000,000.00
- **Minimum balance** — $1,000.00
- **Opening balance** — $1,000.00
- **New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requirement.**

## More information from Rabobank

- [Overview](https://www.rabobank.com.au/smsf-savings)
- [Terms & conditions](https://www.rabobank.com.au/termsandconditions)
- [Fees & pricing](https://www.rabobank.com.au/rates/smsf-rates/)

## Data provenance

- Published by Rabobank under the Consumer Data Right
- Product ID: `e9b8ead5-06c6-428b-8a78-f731aebf07cc`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/rabobank/e9b8ead5-06c6-428b-8a78-f731aebf07cc
- Provider page: https://www.cdrcompare.au/brands/rabobank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000033

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/rabobank/products/e9b8ead5-06c6-428b-8a78-f731aebf07cc) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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