Online Term Deposit (SMSF)
Competitive fixed interest with the choice of 1 month to 5 year terms.
- Fixed rate
- 5.15%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | 1.9% | Balance | monthly |
| Fixed A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | 1.95% | Balance | monthly |
| Fixed A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | 1.95% | Balance | monthly |
| Fixed A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | 2% | Balance | monthly |
| Fixed A 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | 2% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee Charged monthly | Ongoing | $0.00 |
| Early withdrawal fee If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details.
| Exit | Variable |
Features
- Digital banking
- Online and mobile banking.
- Notifications — Includes advanced notifications sent to clients.
- An alert about future events or notifications.
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility
- Minimum age — 18 yearsEach SMSF trustee owner of an account must be at least 18 years old.
- SMSF products are available only to SMSF trustees.
- Residency status — Each SMSF trustee owner of an account must be residing in and tax resident of Australia.
Constraints
- Maximum balance — $2,000,000.00
- Minimum balance — $1,000.00
- Opening balance — $1,000.00
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requirement.
More Information
Published by Rabobank under the Consumer Data Right · Last updated 10 July 2026 · Product ID e9b8ead5-06c6-428b-8a78-f731aebf07cc · View on CDR.gov.au