--- title: "RACQ Bank products" description: "Every RACQ Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/racq-bank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:13:21Z --- # RACQ Bank products > Every RACQ Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 38 products RACQ Bank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with RACQ Bank. ## Transaction & Savings Accounts (6) Everyday banking and savings accounts. - [Everyday Account](https://www.cdrcompare.au/brands/racq-bank/products/207) — Our Everyday Account is a straightforward 'at call' transaction account with no account keeping or ongoing transaction fees, and provides access to your money 24/7 through internet and mobile banking, along with Mobile pay and PayID accessibility. - [Bonus Saver Account](https://www.cdrcompare.au/brands/racq-bank/products/404) — Our Bonus Saver Account rewards members for saving by providing bonus interest when you deposit at least $100 and make no debit transactions during the month. - [eSave Account](https://www.cdrcompare.au/brands/racq-bank/products/504) — Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only. - [Advantage Plus Account](https://www.cdrcompare.au/brands/racq-bank/products/601) — Our Advantage Plus Account is a straightforward 'at call' transaction account available exclusively to members aged 55 years and over. This account enables you to manage your everyday banking while earning a competitive rate of interest. - [Business Unsecured Current Account](https://www.cdrcompare.au/brands/racq-bank/products/221) — Our Business Unsecured Current Account is an 'at call' transaction account for non-personal entities, such as sole traders, partnerships etc. - [Everyday Mortgage Offset](https://www.cdrcompare.au/brands/racq-bank/products/807) — Our Everyday Mortgage Offset Account is designed exclusively for members with an eligible RACQ Bank variable home loan. It is a 100% offset account that allows members to use their savings to reduce the interest and term on their home loan. The funds in your Everyday Mortgage Offset Account are 'at call', allowing complete flexibility and providing benefits to your residential mortgage. ## Term Deposits (1) Fixed-term savings with locked-in rates. - [Term Deposit](https://www.cdrcompare.au/brands/racq-bank/products/7) — A Term Deposit is an investment account where the interest rate is guaranteed not to change for the whole of the nominated term. It gives you the security of knowing that your interest income is protected against changes in market conditions. ## Home Loans (20) Residential mortgages for owner-occupiers and investors. - [Mortgage Saver Home Loan](https://www.cdrcompare.au/brands/racq-bank/products/575) — Our Mortgage Saver home loan is a straight forward, basic variable home loan with a low variable rate. With no ongoing fees, unlimited additional repayments and free redraw you can reach your property goals sooner. - [1 Year Fixed Home Loan Investment](https://www.cdrcompare.au/brands/racq-bank/products/114) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [2 Year Fixed Home Loan Investment](https://www.cdrcompare.au/brands/racq-bank/products/122) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [3 Year Fixed Home Loan Investment](https://www.cdrcompare.au/brands/racq-bank/products/124) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [5 Year Fixed Home Loan Investment](https://www.cdrcompare.au/brands/racq-bank/products/127) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [1 Year Fixed Home Loan Investment Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/314) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [2 Year Fixed Home Loan Investment Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/322) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [Fair Dinkum Investment Home Loan](https://www.cdrcompare.au/brands/racq-bank/products/110) — Our Fair Dinkum Investment Home Loan is a basic home loan with a lower variable rate, no ongoing fees and unlimited additional repayments without the extras like a redraw facility and offset account. - [3 Year Fixed Home Loan Investment Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/324) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [5 Year Fixed Home Loan Investment Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/327) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [Mortgage Breaker Investment Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/308) — Our Mortgage Breaker Investor interest only variable home loan gives you the flexibility to make unlimited additional repayments. - [1 Year Fixed Home Loan Owner Occupier](https://www.cdrcompare.au/brands/racq-bank/products/590) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [2 Year Fixed Home Loan Owner Occupier](https://www.cdrcompare.au/brands/racq-bank/products/595) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [3 Year Fixed Home Loan Owner Occupier](https://www.cdrcompare.au/brands/racq-bank/products/594) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [Mortgage Breaker Investment](https://www.cdrcompare.au/brands/racq-bank/products/102) — Our Mortgage Breaker Investor principal and interest variable home loan gives you the flexibility to make unlimited additional repayments. You can also save on interest while having access to your money with our 100% offset account. - [5 Year Fixed Home Loan Owner Occupier](https://www.cdrcompare.au/brands/racq-bank/products/597) — Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum. - [Fair Dinkum Home Loan](https://www.cdrcompare.au/brands/racq-bank/products/585) — Our Fair Dinkum home loan is a basic home loan with a lower variable rate, no ongoing fees and unlimited additional repayments without the extras like a redraw facility and offset account. - [Mortgage Breaker Owner Occupied](https://www.cdrcompare.au/brands/racq-bank/products/572) — Our Mortgage Breaker Owner Occupier variable home loan gives you the flexibility to make unlimited additional repayments and have access to free redraw. You can also save on interest while having access to your money with our 100% offset account. - [Green Home Loan](https://www.cdrcompare.au/brands/racq-bank/products/576) — The RACQ Bank Green Home Loan is a loan product that assists you to purchase eligible clean energy products for your home. - [Green Home Loan Investment](https://www.cdrcompare.au/brands/racq-bank/products/106) — The RACQ Bank Green Home Loan Investment is a loan product that assists you to purchase eligible clean energy products for your home. ## Personal Loans (7) Unsecured and secured personal lending. - [Unsecured Personal Loan](https://www.cdrcompare.au/brands/racq-bank/products/557) — RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner. - [Unsecured Personal Loan](https://www.cdrcompare.au/brands/racq-bank/products/555) — RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner. - [Unsecured Personal Loan](https://www.cdrcompare.au/brands/racq-bank/products/556) — RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner. - [Green Car Loan](https://www.cdrcompare.au/brands/racq-bank/products/566) — Take out a secured car loan with RACQ Bank so you can purchase an electric car. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new electric cars up to 12mths old. - [Green Personal Loan](https://www.cdrcompare.au/brands/racq-bank/products/567) — RACQ Bank wants to give you more freedom when it comes to your personal finances and supporting your sustainable future. Whether it's for solar panels, a home battery, an e-scooter or making your life greener in general, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner. - [Fixed Rate Car Loan](https://www.cdrcompare.au/brands/racq-bank/products/568) — Take out a secured car loan with RACQ Bank so you have the flexibility to choose a car that is suited to your lifestyle. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new or used cars. - [Debt Consolidation Loan](https://www.cdrcompare.au/brands/racq-bank/products/552) — We can consolidate your debt into one, easy to manage unsecured debt consolidation loan. ## Business Loans (2) Lending for businesses of all sizes. - [Commercial Loan Interest Only](https://www.cdrcompare.au/brands/racq-bank/products/304) — Our Commercial Loan (IO) is a variable rate loan for commercial purposes. - [Commercial Loan Principal and Interest](https://www.cdrcompare.au/brands/racq-bank/products/104) — Our Commercial Loan (P&I) is a variable rate loan for commercial purposes. ## Overdrafts (2) Linked credit facilities on transaction accounts. - [Business Secured Current Account](https://www.cdrcompare.au/brands/racq-bank/products/222) — Our Business Secured Current Account is an overdraft product for business or investment purposes. - [Home Loan Overdraft](https://www.cdrcompare.au/brands/racq-bank/products/202) — Our Home Loan Overdraft is a variable rate secured overdraft product for residential purposes. ## Data provenance - Data published by RACQ Bank under the Consumer Data Right - ABN 83087651054 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000244 - Provider Product Reference Data endpoint: https://cdrbank.racq.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/racq-bank) — product data published by Australian data holders under the Consumer Data Right. 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