---
title: "eSave Account — RACQ Bank"
description: "Transaction & Savings Accounts from RACQ Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/racq-bank/products/504
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-18T22:24:02Z
---

# eSave Account — RACQ Bank

> Transaction & Savings Accounts from RACQ Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only.

## At a glance

- **Base rate:** 3%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 3% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Default Enforcement Expenses — May apply if enforcement services are required as part of default administration. | Other | Variable |
| Overseas Telegraphic Transfer in Australian Dollars — Transfer of funds to an overseas bank in AUD rather than local currency. Overseas banks, including the agent bank, may charge a handling fee. Check supplied details. | Payment | $60.00 |
| Bank Trace — A request to trace the origin or final destination of funds either sent to or from your account. | Event | $20.00 |
| Telegraphic Transfer - Outward (within Australia) — Funds transferred via the SWIFT network to another financial institution within Australia for same day payment (also known as a Wire or RTGS payment). | Payment | $35.00 |
| Bank Recall — A request to attempt to recall funds transferred to another account. | Event | $20.00 |
| Default Administration — May apply if an event of default occurs. | Event | $20.00 |
| Audit Certificate — A certificate for Audit purposes. | Event | $25.00 |
| Overseas Telegraphic Transfer in Local Currency — Transfer of funds to an overseas bank in the currency used locally. Overseas banks, including the agent bank, may charge a handling fee. Check supplied details. | Payment | $30.00 |

## Features

- **Unlimited transactions** — RACQ Bank has removed fees for most everyday transactions, such as eftpos transactions, internet transfers and direct debits.
- **Real-time payments (NPP)**
- **PayID**
- **Digital banking**

## Eligibility

- **Residency status** — Australian Resident
- **Individuals only**
- **Minimum age** — 13 years

## More information from RACQ Bank

- [Fees & pricing](https://www.racq.com.au/banking/support-and-faqs/forms-documents)

## Data provenance

- Published by RACQ Bank under the Consumer Data Right
- Product ID: `504`
- Last updated by the provider: 18 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/racq-bank/504
- Provider page: https://www.cdrcompare.au/brands/racq-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000244

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/racq-bank/products/504) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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