---
title: "Construction Loan — Rate Money Elevate"
description: "Home Loans from Rate Money Elevate. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/rate-money-elevate/products/2ff978dc-541c-4fe5-b7e1-469a59403598
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-05T04:21:09Z
---

# Construction Loan — Rate Money Elevate

> Home Loans from Rate Money Elevate. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

For residential property construction or major renovation

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Multiple establishment fee structure available. | Upfront | 1% of balance |
| Settlement Fee — A fixed settlement fee is charged when the loan is settled. | Upfront | $2,500.00 |
| Discharge Fee — Covers the administrative process for full or partial discharge of security, plus any legal fees. | Exit | $495.00 |

## Features

- **Digital banking** (Digital access to customer portal to view and manage loans.)
- **Guarantor supported** (Guarantors permitted.)

## Eligibility

- **Business customers** — Business including sole traders, partnerships, trusts and registered companies.
- **Individuals only** — Property investors and owner occupiers.
- **Minimum age** — 18 years (Borrowers must be 18 years or older.)
- **Loan must meet lending policy and criteria.** — Subject to lending criteria.

## Constraints

- **Maximum limit** — $2,500,000.00 (Up to $2.5M, subject to approval)
- **LVRs and pricing vary by location** — Postcode Rules
- **Minimum limit** — $150,000.00 (Loans start from $150K)

## More information from Rate Money Elevate

- [Fees & pricing](https://qrco.de/bgQNnz)

## Data provenance

- Published by Rate Money Elevate under the Consumer Data Right
- Product ID: `2ff978dc-541c-4fe5-b7e1-469a59403598`
- Last updated by the provider: 5 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/rate-money-elevate/2ff978dc-541c-4fe5-b7e1-469a59403598
- Provider page: https://www.cdrcompare.au/brands/rate-money-elevate

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/rate-money-elevate/products/2ff978dc-541c-4fe5-b7e1-469a59403598) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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