Construction Loan
Home LoansNegotiable rates
For residential property construction or major renovation
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee Multiple establishment fee structure available. | Upfront | 1% of balance |
| Settlement Fee A fixed settlement fee is charged when the loan is settled. | Upfront | $2,500.00 |
| Discharge Fee Covers the administrative process for full or partial discharge of security, plus any legal fees. | Exit | $495.00 |
Features
- Digital banking
- Digital access to customer portal to view and manage loans.
- Guarantor supported
- Guarantors permitted.
Eligibility
- Business customers — Business including sole traders, partnerships, trusts and registered companies.
- Individuals only — Property investors and owner occupiers.
- Minimum age — 18 yearsBorrowers must be 18 years or older.
- Loan must meet lending policy and criteria. — Subject to lending criteria.
Constraints
- Maximum limit — $2,500,000.00Up to $2.5M, subject to approval
- LVRs and pricing vary by location — Postcode Rules
- Minimum limit — $150,000.00Loans start from $150K
More Information
Published by Rate Money Elevate under the Consumer Data Right · Last updated 5 July 2026 · Product ID 2ff978dc-541c-4fe5-b7e1-469a59403598