Commercial Prime
Business Loans
RedZed's Prime Commercial Loan
- From (owner occupied)
- 8.55%
- Variable
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.55% | — | LVR |
| Variable | 8.74% | — | LVR |
| Variable | 8.89% | — | LVR |
| Variable | 9.14% | — | LVR |
| Variable | 9.74% | — | LVR |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.55% | — | LVR |
| Variable | 8.74% | — | LVR |
| Variable | 8.89% | — | LVR |
| Variable | 9.14% | — | LVR |
| Variable | 9.74% | — | LVR |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.55% | — | LVR |
| Variable | 8.74% | — | LVR |
| Variable | 8.89% | — | LVR |
| Variable | 9.14% | — | LVR |
| Variable | 9.74% | — | LVR |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.55% | — | LVR |
| Variable | 8.74% | — | LVR |
| Variable | 8.89% | — | LVR |
| Variable | 9.14% | — | LVR |
| Variable | 9.74% | — | LVR |
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Fee | Event | $975.00 |
| Legal and Administration Fee Fee is based on borrowing entity type | Event | $995.00 – $1,500.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee Only applies if application has a guarantee | Other | $250.00 |
| Trust Fee Applied per trust | Other | $250.00 |
| Account Management Fee Charged yearly | Ongoing | 0.1% of balance |
| Risk Fee A risk fee from 0.35% of the loan amount applies where the LVR is greater than 75%. No risk fee applies for LVRs at or below 75%. Check rate card for more information. | Upfront | 0.35% of balance |
Features
- Offset account
- Redraw facility
- Digital banking
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian Resident
- Individuals only
- Business customers
Constraints
- Maximum LVR — 80%
- Maximum limit — $4,000,000.00
- Minimum limit — $100,000.00
More Information
Published by RedZed under the Consumer Data Right · Last updated 10 June 2026 · Product ID 13b5f8e4-0499-40f3-9fda-9e4d6c05c05c