SE Prime XL
Home Loans
RedZed's Extra Large Prime Home Loan
- From (owner occupied)
- 7.9%
- 8.39% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.9% | 8.39% | LVR |
| Variable | 7.9% | 8.39% | LVR |
| Variable | 8.29% | 8.78% | LVR |
| Variable | 8.39% | 8.88% | LVR |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.9% | 8.39% | LVR |
| Variable | 7.9% | 8.39% | LVR |
| Variable | 8.29% | 8.78% | LVR |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.9% | 8.39% | LVR |
| Variable | 7.9% | 8.39% | LVR |
| Variable | 8.29% | 8.78% | LVR |
| Variable | 8.39% | 8.88% | LVR |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.9% | 8.39% | LVR |
| Variable | 7.9% | 8.39% | LVR |
| Variable | 8.29% | 8.78% | LVR |
| Variable | 8.39% | 8.88% | LVR |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Event | $399.00 |
| Security Appraisal Fee | Event | $380.00 – $2,000.00 |
| Settlement Fee | Event | $500.00 |
| Legal and Administration Fee | Event | $500.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee Only applies if application has a guarantee | Other | $250.00 |
| Trust Fee Applied per trust | Other | $250.00 |
| Account Management Fee Charged monthly | Ongoing | $25.00 |
Features
- Offset account
- Redraw facility
- Digital banking
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian Resident
- Individuals only
- Business customers
Constraints
- Maximum LVR — 75%
- Maximum limit — $5,000,000.00
- Minimum limit — $2,500,000.00
More Information
Published by RedZed under the Consumer Data Right · Last updated 6 July 2026 · Product ID c7924cef-a4b9-45f5-84fc-9d9d8a80ceef