SE Prime
Home Loans
RedZed's Prime Home Loan
- From (owner occupied)
- 6.87%
- 7.24% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.87% | 7.24% | LVR ≤60% |
| Variable | 6.87% | 7.24% | LVR 60.01–65% |
| Variable | 6.97% | 7.34% | LVR 65.01–70% |
| Variable | 7.02% | 7.39% | LVR 70.01–75% |
| Variable | 7.12% | 7.49% | LVR 75.01–80% |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.87% | 7.24% | LVR ≤60% |
| Variable | 6.87% | 7.24% | LVR 60.01–65% |
| Variable | 6.97% | 7.34% | LVR 65.01–70% |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.07% | 7.44% | LVR ≤60% |
| Variable | 7.07% | 7.44% | LVR 60.01–65% |
| Variable | 7.17% | 7.54% | LVR 65.01–70% |
| Variable | 7.22% | 7.59% | LVR 70.01–75% |
| Variable | 7.32% | 7.69% | LVR 75.01–80% |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.07% | 7.44% | LVR ≤60% |
| Variable | 7.07% | 7.44% | LVR 60.01–65% |
| Variable | 7.17% | 7.54% | LVR 65.01–70% |
| Variable | 7.22% | 7.59% | LVR 70.01–75% |
| Variable | 7.32% | 7.69% | LVR 75.01–80% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Event | $399.00 |
| Security Appraisal Fee Payable for additional or non-standard securities | Event | $380.00 – $2,000.00 |
| Settlement Fee | Event | $500.00 |
| Legal and Administration Fee | Event | $500.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee Only applies if application has a guarantee | Other | $250.00 |
| Trust Fee Applied per trust | Other | $250.00 |
| Account Management Fee Charged monthly | Ongoing | $25.00 |
Features
- Offset account
- Redraw facility
- Digital banking
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian Resident
- Individuals only
- Business customers
Constraints
- Maximum LVR — 80%
- Maximum limit — $2,500,000.00
- Minimum limit — $100,000.00
More Information
Published by RedZed under the Consumer Data Right · Last updated 6 July 2026 · Product ID d8184a2f-a0d3-4865-bc6c-a29290f7f224 · View Source Data (JSON)