---
title: "Reward — RedZed"
description: "Home Loans from RedZed. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/redzed/products/e9bc30c1-e457-46ab-aee1-89d7413da4b2
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T22:52:10Z
---

# Reward — RedZed

> Home Loans from RedZed. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

RedZed's Near Prime Home Loan

## At a glance

- **From (owner occupied):** 7.45% (7.89% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.45% | 7.89% | LVR ≤60% |
| Variable | 7.45% | 7.89% | LVR 60.01–65% |
| Variable | 7.45% | 7.89% | LVR 65.01–70% |
| Variable | 7.45% | 7.95% | LVR 70.01–75% |
| Variable | 7.7% | 8.2% | LVR 75.01–80% |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.65% | 8.09% | LVR ≤60% |
| Variable | 7.65% | 8.09% | LVR 60.01–65% |
| Variable | 7.65% | 8.09% | LVR 65.01–70% |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.65% | 8.09% | LVR ≤60% |
| Variable | 7.65% | 8.09% | LVR 60.01–65% |
| Variable | 7.65% | 8.09% | LVR 65.01–70% |
| Variable | 7.65% | 8.09% | LVR 70.01–75% |
| Variable | 7.9% | 8.4% | LVR 75.01–80% |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.85% | 8.29% | LVR ≤60% |
| Variable | 7.85% | 8.29% | LVR 60.01–65% |
| Variable | 7.85% | 8.29% | LVR 65.01–70% |
| Variable | 7.85% | 8.29% | LVR 70.01–75% |
| Variable | 8.1% | 8.6% | LVR 75.01–80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee | Event | $399.00 |
| Security Appraisal Fee | Event | $380.00 – $2,000.00 |
| Settlement Fee | Event | $975.00 |
| Legal and Administration Fee | Event | $895.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee — Only applies if application has a guarantee | Other | $250.00 |
| Trust Fee — Applied per trust | Other | $250.00 |
| Account Management Fee — Charged monthly | Ongoing | $25.00 |
| Risk Fee — A risk fee from 0.50% of the loan amount applies where the LVR is greater than 75%. No risk fee applies for LVRs at or below 75%. Check rate card for more information. | Upfront | 0.5% of balance |

## Features

- **Offset account**
- **Redraw facility**
- **Digital banking**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian Resident
- **Individuals only**
- **Business customers**

## Constraints

- **Maximum LVR** — 80%
- **Maximum limit** — $3,000,000.00
- **Minimum limit** — $100,000.00

## More information from RedZed

- [Overview](https://iezukf.files.cmp.optimizely.com/download/f35d9a70851911efaaa8368884597301)
- [Eligibility](https://iezukf.files.cmp.optimizely.com/download/f35d9a70851911efaaa8368884597301)
- [Fees & pricing](https://assets.redzed.com/download/d2d89728851911efaaa8368884597301?_gl=1*1jnv057*_gcl_au*MTcyODY4OTQ2OC4xNzcwNjc3NDM0)

## Data provenance

- Published by RedZed under the Consumer Data Right
- Product ID: `e9bc30c1-e457-46ab-aee1-89d7413da4b2`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/redzed/e9bc30c1-e457-46ab-aee1-89d7413da4b2
- Provider page: https://www.cdrcompare.au/brands/redzed

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/redzed/products/e9bc30c1-e457-46ab-aee1-89d7413da4b2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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