--- title: "Self Managed Super Fund Loan — Regional Australia Bank" description: "Business Loans from Regional Australia Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/regional-australia-bank/products/968950bf-1e07-49d6-9475-ffc99f0f0e95 source: "CDR Compare" language: en-AU last_updated: 2026-08-13T05:08:08.118697Z --- # Self Managed Super Fund Loan — Regional Australia Bank > Business Loans from Regional Australia Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates** Take control of your future by using your SMSF to borrow and invest in commercial or rural property ## Apply Applications are handled by the provider: [Apply at Regional Australia Bank](https://www.regionalaustraliabank.com.au/personal/support/business-loan-enquiry) ## Fees | Fee | Type | Amount | | --- | --- | --- | | Registration of Mortgage — Applies when we are required to register a mortgage relating to a property offered as security for your loan. | Upfront | From $1.00 | | Mortgage Documentation Preparation — Applies when we are required to prepare mortgage documentation relating to a property offered as security for your loan. | Upfront | From $1.00 | | Late Payment Notice Fee — Applies when you fail to make your contracted repayments by the repayment due date. | Event | $20.00 | | PEXA Processing Fee — Applies when we process a settlement relating to your loan through PEXA. | Upfront | From $1.00 | | Agency Settlement/Handing Fee — Applies in the event that we require an agent to attend a settlement or handle documentation, relating to your loan. | Upfront | From $1.00 | | Registration of Discharge of Mortgage — Applies when we are required to register a discharge of mortgage relating to a property held as security for your loan. | Upfront | From $1.00 | | Property Valuation Costs — Applies when we are required to value each property offered or held as security at the commencement of your loan, and when required throughout the life of your loan. | Upfront | From $1.00 | | Registration of Transfer — Applies when we are required to register a transfer of land relating to a property held as security for your loan. | Upfront | From $1.00 | | Title Search — Applies when we are required to perform a title search relating to a property offered, or held, as security for your loan. | Upfront | From $1.00 | | Default Notice Fee — Applies when you fail to make your contracted repayments and we are required to issue a default notice to you. | Event | $30.00 | | Self Managed Super Fund Approval Fee — Applied on approval of an SMSF Loan. | Upfront | $1,500.00 | | Discharge of Mortgage Preparation — Applies when we are required to prepare discharge of mortgage documentation relating to a property held as security for your loan. | Upfront | From $1.00 | ## Features - **Repayments are made Monthly** - **No monthly Access Fee on your Savings or Transaction accounts where the minimum monthly membership balance exceeds $5,000.** ## Eligibility - **Maximum term of 15 years with Commercial or Rural Security** - **Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.** - **Regional Australia Bank requires the trustee to be Corporate Trustees when borrowing to invest in property.** - **As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.** - **Residency status** — Australian Resident (Individuals must be citizens or permanent residents of Australia.) ## Constraints - **Minimum limit** — $100,000.00 (A minimum limit of $100,000 applies to this product.) ## More information from Regional Australia Bank - [Overview](https://www.regionalaustraliabank.com.au/business/products/business-loans/self-managed-super-fund-loan) - [Terms & conditions](https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions) - [Eligibility](https://www.regionalaustraliabank.com.au/business/products/business-loans/self-managed-super-fund-loan) - [Fees & pricing](https://www.regionalaustraliabank.com.au/business/products/business-loans/self-managed-super-fund-loan) ## Data provenance - Published by Regional Australia Bank under the Consumer Data Right - Product ID: `968950bf-1e07-49d6-9475-ffc99f0f0e95` - Last updated by the provider: 13 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/regional-australia-bank/968950bf-1e07-49d6-9475-ffc99f0f0e95 - Provider page: https://www.cdrcompare.au/brands/regional-australia-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000023 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/regional-australia-bank/products/968950bf-1e07-49d6-9475-ffc99f0f0e95) — product data published by Australian data holders under the Consumer Data Right. 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