Business Line of Credit
Flexible and accessible finance for your business, with the ability to draw on funds when you need them most. Enjoy multiple access methods and 24/7 visibility through internet and mobile banking.
- From
- 0%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Contact Regional Australia Bank for details interest rate details. Rates will vary based on the individual circumstances of each borrower. | 0% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Commercial Fees & Charges apply Contact our Commercial Lending Team for details | Upfront | From $1.00 |
Features
- Digital banking
- Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.
- Free transactions — 6
- 6 Free Over the Counter (Branch) transactions per month.
- Real-time payments (NPP)
- This account can be used to send an NPP payment.
- Unlimited transactions
- ATM, Internet, Mobile & Phone Banking transactions. No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.
- Notifications — SMS and email alerts
- Track payments with SMS and email alerts.
- Bill payment (BPAY) — BPAY & Automatic Transfers
- Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.
Eligibility
- Minimum Deposit of 40% is required for mortgages secured by rural property.
- Minimum Deposit of 35% is required for mortgages secured by commercial property.
- Minimum Deposit of 20% is required for mortgages secured by residential property.
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- Business customersThis product is not available to non-business customers.
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Unsecured commercial overdraft also available.
Constraints
- Minimum limit — $500.00A minimum overdraft amount of $500 applies to this product.
More Information
Published by Regional Australia Bank under the Consumer Data Right · Last updated 29 June 2026 · Product ID b51c18ab-6882-48d8-927a-d1e2423121c2 · View on CDR.gov.au