---
title: "Business Line of Credit — Regional Australia Bank"
description: "Business Loans from Regional Australia Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/regional-australia-bank/products/b51c18ab-6882-48d8-927a-d1e2423121c2
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-29T04:15:36.960801Z
---

# Business Line of Credit — Regional Australia Bank

> Business Loans from Regional Australia Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Flexible and accessible finance for your business, with the ability to draw on funds when you need them most. Enjoy multiple access methods and 24/7 visibility through internet and mobile banking.

## At a glance

- **From:** 0% (Variable)

## Apply

Applications are handled by the provider: [Apply at Regional Australia Bank](https://www.regionalaustraliabank.com.au/personal/support/business-loan-enquiry)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Contact Regional Australia Bank for details interest rate details. Rates will vary based on the individual circumstances of each borrower.) | 0% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Commercial Fees & Charges apply — Contact our Commercial Lending Team for details | Upfront | From $1.00 |

## Features

- **Digital banking** (Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.)
- **Free transactions** — 6 (6 Free Over the Counter (Branch) transactions per month.)
- **Real-time payments (NPP)** (This account can be used to send an NPP payment.)
- **Unlimited transactions** (ATM, Internet, Mobile & Phone Banking transactions. No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.)
- **Notifications** — SMS and email alerts (Track payments with SMS and email alerts.)
- **Bill payment (BPAY)** — BPAY & Automatic Transfers (Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts. )
- **PayID** (This account can be used as the target of an NPP PayID.)
- **Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.**

## Eligibility

- **Minimum Deposit of 40% is required for mortgages secured by rural property.**
- **Minimum Deposit of 35% is required for mortgages secured by commercial property.**
- **Minimum Deposit of 20% is required for mortgages secured by residential property.**
- **Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.**
- **Business customers** (This product is not available to non-business customers.)
- **As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.**
- **Unsecured commercial overdraft also available.**

## Constraints

- **Minimum limit** — $500.00 (A minimum overdraft amount of $500 applies to this product.)

## More information from Regional Australia Bank

- [Overview](https://www.regionalaustraliabank.com.au/business/products/business-loans/business-line-of-credit)
- [Terms & conditions](https://www.regionalaustraliabank.com.au/business/products/business-loans/business-line-of-credit)
- [Eligibility](https://www.regionalaustraliabank.com.au/business/products/business-loans/business-line-of-credit)
- [Fees & pricing](https://www.regionalaustraliabank.com.au/business/products/business-loans/business-line-of-credit)

## Data provenance

- Published by Regional Australia Bank under the Consumer Data Right
- Product ID: `b51c18ab-6882-48d8-927a-d1e2423121c2`
- Last updated by the provider: 29 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/regional-australia-bank/b51c18ab-6882-48d8-927a-d1e2423121c2
- Provider page: https://www.cdrcompare.au/brands/regional-australia-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000023

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/regional-australia-bank/products/b51c18ab-6882-48d8-927a-d1e2423121c2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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