--- title: "Community Partnership Account — Regional Australia Bank" description: "Transaction & Savings Accounts from Regional Australia Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/regional-australia-bank/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e source: "CDR Compare" language: en-AU last_updated: 2026-06-26T00:59:42.019693Z --- # Community Partnership Account — Regional Australia Bank > Transaction & Savings Accounts from Regional Australia Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you. ## At a glance - **Base rate:** 0% ## Apply Applications are handled by the provider: [Apply at Regional Australia Bank](https://www.regionalaustraliabank.com.au/personal/support/everyday-accounts-enquiry) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable | 0% | — | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Cheque Deposit Fee — Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. | Deposit | $0.50 | | Over Limit Fee — Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit. | Event | $3.50 | | Direct Debit Dishonour Fee — Applies where a direct debit request is rejected by us due to insufficient funds in your account. | Dishonour | $5.00 | | Access Fee — Charged monthly · The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. | Ongoing | $0.00 | | Direct Debits and Credits — Applies when you make a transaction through a direct debit or credit. | Event | $0.00 | | Bank Cheque Fee — Applies for each bank cheque you order from us. | Event | $11.00 | | Cards Optional Issuer Fee (International Transaction Fee) — This fee is charged by the card issuer for purchases in foreign currency, payments in Australian Dollars processed by a merchant or financial institution located outside Australia or for transactions where a currency conversion occurs. | Transaction | 3% of transaction | ## Features - **Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.** - **Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.** - **Unlimited transactions** (Includes Regional Australia Bank ATMs, Internet, Mobile and Phone Banking transactions. Transactions at other financial institution ATMs may incur a fee.) - **Card access** — Visa Debit with payWave (Visa Debit Card available to Australian Residents and members aged > 12 years) - **Bill payment (BPAY)** — BPAY (Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.) - **Donate interest** (Additional "Bonus Interest" rate based on the average annual account balance will donated by RAB to your chosen community organisation.) - **Real-time payments (NPP)** (This account can be used to send an NPP payment.) - **PayID** (This account can be used as the target of an NPP PayID.) - **Additional cards** (An initial card on each account, replacements for defective cards and automatic card renewals are free. A fee applies for each additional card ordered at your request.) - **Digital banking** (Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.) - **Digital wallet** — Apple Pay (Apple Pay can be attached to the product on request.) - **Digital wallet** — Samsung Pay (Samsung Pay can be attached to the product on request.) - **Digital wallet** — Google Pay (Google Pay can be attached to the product on request.) ## Eligibility - **As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.** - **Residency status** — Australian Residents (Individuals must be citizens or permanent residents of Australia.) ## More information from Regional Australia Bank - [Overview](https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account) - [Terms & conditions](https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions) - [Eligibility](https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account) - [Fees & pricing](https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account) ## Data provenance - Published by Regional Australia Bank under the Consumer Data Right - Product ID: `df4527ec-e2cf-4c39-bf76-d3dc42c9f99e` - Last updated by the provider: 26 June 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/regional-australia-bank/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e - Provider page: https://www.cdrcompare.au/brands/regional-australia-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000023 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/regional-australia-bank/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)