Community Partnership Account
Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Deposit Fee Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. | Deposit | $0.50 |
| Over Limit Fee Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit. | Event | $3.50 |
| Direct Debit Dishonour Fee Applies where a direct debit request is rejected by us due to insufficient funds in your account. | Dishonour | $5.00 |
| Access Fee Charged monthly · The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. | Ongoing | $0.00 |
| Direct Debits and Credits Applies when you make a transaction through a direct debit or credit. | Event | $0.00 |
| Bank Cheque Fee Applies for each bank cheque you order from us. | Event | $11.00 |
Features
- Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
- Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
- Unlimited transactions
- Includes Regional Australia Bank ATMs, Internet, Mobile and Phone Banking transactions. Transactions at other financial institution ATMs may incur a fee.
- Card access — Visa Debit with payWave
- Visa Debit Card available to Australian Residents and members aged > 12 years
- Bill payment (BPAY) — BPAY
- Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.
- Donate interest
- Additional "Bonus Interest" rate based on the average annual account balance will donated by RAB to your chosen community organisation.
Eligibility
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Residency status — Australian ResidentsIndividuals must be citizens or permanent residents of Australia.
More Information
Published by Regional Australia Bank under the Consumer Data Right · Last updated 26 June 2026 · Product ID df4527ec-e2cf-4c39-bf76-d3dc42c9f99e · View on CDR.gov.au