Commercial Motor Vehicle Finance
Personal Loans
Secured finance for passenger vehicles, classic cars and motorbikes. Fixed rate finance with terms from 12 to 60 months.
- From
- 7.64%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years Rates starting at 7.19%. Subject to Eligibility Criteria. Rates may be subject to change. | 7.64% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Keeping Fee Charged monthly | Ongoing | $4.95 |
| Account Setup Fee Account Setup Fee of $495 for Dealer Sales and Refinance. $695 for Private Sales/Sale and Buyback. | Upfront | $495.00 – $695.00 |
| PPSR Registration Fee PPSR fee(s) at cost per Secured Vehicle. | Upfront | $6.00 – $12.00 |
Features
- Balloon/Residual Payments Up to 50% depending on asset age and term.
- Guarantor supported
- All Directors and all >40% shareholders must be Australian Citizens or Permanent Residents residing in Australia and be a guarantor to the loan.
Eligibility
- Business customersBusiness Use only. Asset must be used by the business as part of normal trading activities.
- Comprehensive insurance coverage required on all secured assets. Certificate of Currency required for Net Amount Financed > $100k. "Resimac Asset Finance" to be noted as an Interested Party.
- No current or recent bankrupts. No current bankrupts or discharged within 10 years
- Business customersGST registration min 1 year.
- Business customersABN registration min 1 year.
- Residency status — Australian citizen or Permanent ResidentAll Directors and >40% shareholders must be Australian Citizens or Permanent Residents
- Business customersBorrower must be a business entity
Constraints
- Maximum LVR — 130%Maximum LVR 130% of asset value for motor vehicle and EV finance.
- Maximum asset age at end of term: 25 years (excluding classic cars). — Asset age at end of term max 25 years
- Minimum 12 months. Maximum 60 months. — Loan term 12-60 months
- Maximum limit — $75,000.00Maximum NAF $75,000 per individual motorbike.
- Maximum limit — $250,000.00
More Information
Published by Resimac Asset Finance under the Consumer Data Right · Last updated 9 July 2026 · Product ID Commercial-MV · View Source Data (JSON)