Secured Business Loan
Business LoansNegotiable rates
1st mortgage over residential property in Category 1 and 2 locations. Short-term secured business loan for purchase, refinance, working capital, debt consolidation or business investment opportunity.
Features
- Guarantor supported
- All Directors are required to guarantee; and >40% shareholders to also guarantee.
- Principal and Interest, Interest Only, or Prepaid Interest (up to 12 months)
Eligibility
- Residency status — Australian citizen or Permanent ResidentAll Directors and >40% shareholders must be Australian Citizens or Permanent Residents
- Business customersBorrower must be a business entity
- Business customersABN and GST registration required
- Serviceability confirmation required. Surplus capacity result must be evident. Documentary evidence of ability to service required.
Constraints
- Maximum limit — $5,000,000.00Max $5m (QLD/NSW/VIC Cat 1&2). $3.5m other states.
- Maximum LVR — 75%Max 75% LVR. Subject to Security Property types and locations.
More Information
Published by Resimac Asset Finance under the Consumer Data Right · Last updated 9 July 2026 · Product ID SBL