---
title: "Prime Standard - Resimac — Resimac"
description: "Home Loans from Resimac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/resimac/products/Prime%20Standard%20Resimac
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T23:27:23.053032Z
---

# Prime Standard - Resimac — Resimac

> Home Loans from Resimac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

The Resimac Prime product offers great rates and can cater for either PAYG or self-employed applicants looking to purchase, refinance, consolidate debt or for cash out purposes.
Distributed through our accredited broker network.

## At a glance

- **From (owner occupied):** 6.69% (6.73% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.69% | 6.73% | <=70% LVR |
| Variable | 6.79% | 6.83% | 70.01 - 80% LVR |
| Variable | 6.89% | 6.93% | 80.01% - 90% LVR |
| Variable | 6.99% | 7.03% | 90.01% - 95% LVR |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.69% | 6.73% | <=70% LVR |
| Variable | 6.79% | 6.83% | 70.01% - 80% LVR |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.89% | 6.93% | <=70% LVR |
| Variable | 6.99% | 7.03% | 70.01% - 80% LVR |
| Variable | 7.09% | 7.13% | 80.01% - 90% LVR |
| Variable | 7.19% | 7.23% | 90.01% - 95% LVR |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.89% | 6.93% | <=70% LVR |
| Variable | 6.99% | 7.03% | 70.01% - 80% LVR |
| Variable | 7.09% | 7.13% | 80.01% - 90% LVR |
| Variable | 7.19% | 7.23% | 90.01% - 95% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Lender Settlement Fee | Event | $199.00 |
| Legal document preparation fee — Fee charged at cost | Other | From $0.00 |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC — For settlement payments to Westpac accounts | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts — Settlement payments to non Westpac accounts | Payment | $12.00 |
| Settlement Cancellation Fee — For each cancelled settlement. | Event | $55.00 |
| Variation fee | Variation | $165.00 – $195.00 |
| Discharge Fee — Charged per discharged loan | Event | $300.00 |
| Document retrieval fee — Charged per request | Event | $25.00 |
| Valuation Fee — Fee charged at cost | Other | From $0.00 |
| Third party fees — Fees charged at cost | Other | From $0.00 |
| Panel Solicitor fee - Discharge — Fee charged at cost | Other | From $0.00 |

## Features

- **Bill payment (BPAY)** — BPAY
- **Card access** — Visa Debit
- **Digital banking**
- **Extra repayments**
- **Guarantor supported**
- **Offset account**
- **Redraw facility**
- **Unlimited transactions**
- **P&I Repayments**
- **Interest Only repayments**
- **Split loan - Part fixed / part variable**
- **Dynamic repayments**

## Eligibility

- **Employment status** — PAYG and Self Employed
- **Minimum age** — 18 years
- **Individuals, companies, and discretionary trusts allowed; no unit or hybrid trusts.**
- **Residency status** — Australian citizens and  permanent residents, New Zealand citizens and permanent residents. (Expat non residents allowed.)

## Constraints

- **Maximum limit** — $3,500,000.00
- **Minimum limit** — $50,000.00
- **Maximum LVR** — 95%
- **Minimum LVR** — 1%
- **Maximum aggregate loan exposure** — $5,000,000.00
- **Acceptable Security: Completed dwellings only. No construction. Vacant land acceptable as collateral security.**

## Data provenance

- Published by Resimac under the Consumer Data Right
- Product ID: `Prime Standard Resimac`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/resimac/Prime%20Standard%20Resimac
- Provider page: https://www.cdrcompare.au/brands/resimac

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/resimac/products/Prime%20Standard%20Resimac) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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