---
title: "Residential SMSF Investment Loan - Wholesale — Resimac"
description: "Home Loans from Resimac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/resimac/products/WHSL%20-%20SMSF
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-11T04:12:00.240906Z
---

# Residential SMSF Investment Loan - Wholesale — Resimac

> Home Loans from Resimac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

A self-managed superannuation fund (SMSF) residential property investment loan designed to meet the investment strategy, objectives, financial situation and needs of SMSF Corporate Trustees looking to refinance their existing SMSF loan.
Distributed through our accredited Wholesale partners.

## At a glance

- **From (investment):** 7.14% (7.59% comparison)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.14% | 7.59% | <=60% LVR |
| Variable | 7.14% | 7.59% | 60.01% - 70% LVR |
| Variable | 7.74% | 8.18% | 70.01% - 80% LVR |
| Variable | 7.99% | 8.43% | 80.01% - 90% LVR |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.14% | 7.59% | 60.01% - 70% LVR |
| Variable | 7.14% | 7.59% | <=60% LVR |
| Variable | 7.74% | 8.18% | 70.01% - 80% LVR |
| Variable | 7.99% | 8.43% | 80.01% - 90% LVR |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC — For settlement payments to Westpac accounts | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts — Settlement payments to non Westpac accounts | Payment | $12.00 |
| Settlement Cancellation Fee — For each cancelled settlement. | Event | $55.00 |
| Variation fee | Variation | $165.00 – $195.00 |
| Discharge Fee — Charged per discharged loan | Event | $300.00 |
| Document retrieval fee — Charged per request | Event | $25.00 |
| Valuation Fee — Fee charged at cost | Other | From $0.00 |
| Third party fees — Fees charged at cost | Other | From $0.00 |
| Panel Solicitor fee - Discharge — Fee charged at cost | Other | From $0.00 |
| Lender Settlement Fee | Event | $499.00 |
| SMSF - Annual Fee — Charged yearly | Ongoing | $399.00 |
| SMSF- Due Diligence Fee | Event | $695.00 |
| Legal document preparation fee — fee charged at cost | Other | From $0.00 |

## Features

- **Digital banking**
- **Extra repayments**
- **P&I Repayments**
- **Interest only repayments**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian citizens and  residents, New Zealand citizens and residents. (Expat non residents allowed.)
- **Corporate SMSF Trustees holding the beneficial interest in the security property. Loans must be secured by personal guarantees from all beneficiaries of the SMSF.**

## Constraints

- **Maximum balance** — $1,000,000.00
- **Minimum balance** — $100,000.00
- **Maximum LVR** — 90%
- **Minimum LVR** — 1%
- **Acceptable Security: Investment properties only. No construction, vacant land or owner occupied properties. **

## Data provenance

- Published by Resimac under the Consumer Data Right
- Product ID: `WHSL - SMSF`
- Last updated by the provider: 11 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/resimac/WHSL%20-%20SMSF
- Provider page: https://www.cdrcompare.au/brands/resimac

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/resimac/products/WHSL%20-%20SMSF) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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