---
title: "Prime 85 No LMI - Wholesale — Resimac"
description: "Home Loans from Resimac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/resimac/products/WHSL-%2085
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T23:27:23.053068Z
---

# Prime 85 No LMI - Wholesale — Resimac

> Home Loans from Resimac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

The 85% no LMI is targeted to applicants looking for a loan amount for purchase, refinance, debt consolidation or cash our purposes with no LMI up to 85%. 
Distributed through our accredited Wholesale partners.

## At a glance

- **From (owner occupied):** 7.74% (7.78% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.74% | 7.78% | <=85% LVR |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.14% | 8.18% | <=85% LVR |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.14% | 8.18% | <=85% LVR |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Lender Settlement Fee | Event | $199.00 |
| Legal document preparation fee — Fee charged at cost | Other | From $0.00 |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC — For settlement payments to Westpac accounts | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts — Settlement payments to non Westpac accounts | Payment | $12.00 |
| Settlement Cancellation Fee — For each cancelled settlement. | Event | $55.00 |
| Variation fee | Variation | $165.00 – $195.00 |
| Discharge Fee — Charged per discharged loan | Event | $300.00 |
| Document retrieval fee — Charged per request | Event | $25.00 |
| Valuation Fee — Fee charged at cost | Other | From $0.00 |
| Third party fees — Fees charged at cost | Other | From $0.00 |
| Panel Solicitor fee - Discharge — Fee charged at cost | Other | From $0.00 |

## Features

- **Bill payment (BPAY)** — BPAY
- **Card access** — Visa Debit
- **Digital banking**
- **Extra repayments**
- **Guarantor supported**
- **Offset account**
- **Redraw facility**
- **Unlimited transactions**
- **P&I Repayments**
- **Interest Only repayments**
- **Split loan - Part fixed / part variable**
- **Dynamic repayments**

## Eligibility

- **Employment status** — PAYG and Self Employed
- **Minimum age** — 18 years
- **Individuals, companies, and discretionary trusts allowed; no unit or hybrid trusts.**
- **Residency status** — Australian citizens and  permanent residents, New Zealand citizens and permanent residents. (Expat non residents allowed.)

## Constraints

- **Maximum limit** — $1,100,000.00
- **Minimum limit** — $50,000.00
- **Maximum LVR** — 85%
- **Minimum LVR** — 1%
- **Maximum aggregate loan exposure: $5,000,000.
**
- **Acceptable Security: Completed dwellings only. No construction. **

## Data provenance

- Published by Resimac under the Consumer Data Right
- Product ID: `WHSL- 85`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/resimac/WHSL-%2085
- Provider page: https://www.cdrcompare.au/brands/resimac

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/resimac/products/WHSL-%2085) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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