Prime 85 No LMI - Wholesale
Home Loans
The 85% no LMI is targeted to applicants looking for a loan amount for purchase, refinance, debt consolidation or cash our purposes with no LMI up to 85%. Distributed through our accredited Wholesale partners.
- From (owner occupied)
- 7.74%
- 7.78% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.74% | 7.78% | <=85% LVR |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.14% | 8.18% | <=85% LVR |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.14% | 8.18% | <=85% LVR |
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender Settlement Fee | Event | $199.00 |
| Legal document preparation fee Fee charged at cost | Other | From $0.00 |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC For settlement payments to Westpac accounts | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts |
Features
- Bill payment (BPAY) — BPAY
- Card access — Visa Debit
- Digital banking
- Extra repayments
- Guarantor supported
- Offset account
- Redraw facility
- Unlimited transactions
- P&I Repayments
Eligibility
- Employment status — PAYG and Self Employed
- Minimum age — 18 years
- Individuals, companies, and discretionary trusts allowed; no unit or hybrid trusts.
- Residency status — Australian citizens and permanent residents, New Zealand citizens and permanent residents.Expat non residents allowed.
Constraints
- Maximum limit — $1,100,000.00
- Minimum limit — $50,000.00
- Maximum LVR — 85%
- Minimum LVR — 1%
- Maximum aggregate loan exposure: $5,000,000.
- Acceptable Security: Completed dwellings only. No construction.
Published by Resimac under the Consumer Data Right · Last updated 9 July 2026 · Product ID WHSL- 85