Prime Flex - Wholesale
Home Loans
The Prime Flex product offers great low rates and can cater for either PAYG or self-employed applicants looking to purchase, refinance, consolidate debt or for cash out purposes. Distributed through our accredited Wholesale partners.
- From (owner occupied)
- 6.39%
- 6.69% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.39% | 6.69% | <=70% LVR |
| Variable | 6.49% | 6.79% | 0.7001–0.8% |
| Variable | 6.69% | 6.98% | 0.8001–0.9% |
| Variable | 6.89% | 7.18% | 0.9001–0.95% |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.39% | 6.69% | <=70% LVR |
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender Settlement Fee | Event | $199.00 |
| Annual Fee Charged yearly | Ongoing | $299.00 |
| Legal document preparation fee Fee charged at cost | Other | From $0.00 |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC For settlement payments to Westpac accounts |
Features
- Bill payment (BPAY) — BPAY
- Card access — Visa Debit
- Digital banking
- Extra repayments
- Guarantor supported
- Offset account
- Redraw facility
- Unlimited transactions
- P&I Repayments
Eligibility
- Employment status — PAYG and Self Employed
- Minimum age — 18 years
- Individuals, companies, and discretionary trusts allowed; no unit or hybrid trusts.
- Residency status — Australian citizens and permanent residents, New Zealand citizens and permanent residents.Expat non residents allowed.
Constraints
- Maximum limit — $3,500,000.00
- Minimum limit — $50,000.00
- Maximum LVR — 95%
- Minimum LVR — 1%
- Maximum aggregate loan exposure — $5,000,000.00
- Acceptable Security: Completed dwellings only. No construction. Vacant land acceptable as collateral security.
Published by Resimac under the Consumer Data Right · Last updated 9 July 2026 · Product ID WHSL-PRFLEX