---
title: "Revolut Personal Account — Revolut"
description: "Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440000
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-13T11:20:42.988257Z
---

# Revolut Personal Account — Revolut

> Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A multi-currency transaction account with app-based management, international transfers, currency exchange and a debit card. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium, Metal, Ultra).

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Card Top-Up Fee — Rate shown for AU credit/corporate card fee for a Standard plan. Fees apply for top-ups via credit, corporate and foreign cards and will vary depending on your plan. | Deposit | 1% of transaction |
| Additional Card Fee — This reflects the Standard card fee. Fees may vary depending on your plan and card type and delivery fees may also apply - see our website for more info. | Event | $8.99 |
| Card Personalisation Fee — Fees may vary depending on your plan - see our website for more info. | Event | $0.00 – $7.99 |
| Standard Monthly Fee — Charged monthly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $0.00 |
| Plus Monthly Fee — Charged monthly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $5.99 |
| Premium Monthly Fee — Charged monthly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $11.99 |
| Metal Monthly Fee — Charged monthly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $28.99 |
| Ultra Monthly Fee — Charged monthly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $99.99 |
| Standard Annual Fee — Charged yearly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $0.00 |
| Plus Annual Fee — Charged yearly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $59.00 |
| Premium Annual Fee — Charged yearly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $119.00 |
| Metal Annual Fee — Charged yearly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $279.00 |
| Ultra Annual Fee — Charged yearly · All plans and fees are subject to our T&Cs, which may change from time to time. | Ongoing | $999.00 |
| Exchange Fee — This reflects the Standard plan rate charged over the fair usage limit. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees. | Transaction | 0.5% of transaction |
| Currency Transfer Fee — This reflects the Standard Currency Transfer Fee. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees. | Transaction | 0.15% of transaction |
| ATM Withdrawal Fee — This reflects the Standard plan fee charged over the monthly ATM Withdrawal Allowance. Fees and monthly ATM withdrawal allowances will vary depending on your plan - see our website for more info. AU domestic ATM cash withdrawals do not carry fees. Third-party ATM operator fees may also apply. | Withdrawal | 2% of transaction |

## Features

- **Additional cards** — up to 5 (Reflects the number of additional physical cards that can be active. Virtual cards have a different active limit.)
- **Bill payment (BPAY)** — BPAY (BPAY is a convenient and secure way to pay bills in Australia.)
- **Card access** — Visa or Mastercard debit card (physical and virtual) (Virtual card available instantly in-app. Physical card delivery fees will vary depending on your plan - see our website for more info.)
- **Discounts on other products** — Additional complementary products such as subscriptions, eSims, airport lounge passes and security fast track lane access may be eligible depending on your subscription plan.
- **Digital banking** (Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.)
- **Digital wallet** — Apple Pay, Google Pay (Available for both physical and virtual Revolut cards.)
- **Fraud protection** (Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.)
- **Insurance included** — Everyday Protection and/or Travel Insurance (If you are subscribed to a Paid Plan, you may be eligible to access the benefit of certain complimentary insurance cover.)
- **Free transaction allowance** — $2,000.00 (Reflects monthly FX fair usage allowance for Standard plan. FX fair usage allowance will vary depending on your plan. Fees may apply outside of exchange market hours - see our website for more info.)
- **Free transaction allowance** — $350.00 (Reflects monthly ATM withdrawal allowance for Standard plan. Transaction caps may apply. AU domestic ATM cash withdrawals are not included in as part of your monthly ATM withdrawal allowance. ATM withdrawal allowance will vary depending on your plan - see our website for more info.)
- **Loyalty program** — RevPoints (Earn RevPoints on eligible card purchases. Redeemable with multiple airlines and other options. T&Cs apply.)
- **Notifications** — Instant push notifications available and can be customised in-app
- **Real-time payments (NPP)** (Pay and receive near real-time payments.)
- **PayID** (Mobile number and email address PayID supported; register via the Revolut app under Account Settings.)
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Standard plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Plus plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Premium plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Metal plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Ultra plan
- **Allows parents to create a sub-account for children aged from 6 to 16 years old (a RKT user) to enable their children to gain financial skills by teaching them how to use and manage money.** — Revolut Kids & Teens (RKT)

## Eligibility

- **Minimum age** — 18 years
- **Individuals only** (Available to eligible customers only. Business customers should apply for a Revolut Business account.)
- **Residency status** — Must be an Australian resident with a valid Australian residential address (Australian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account.)

## More information from Revolut

- [Overview](https://www.revolut.com/en-AU/personal-account/)
- [Terms & conditions](https://www.revolut.com/en-AU/legal/terms/)
- [Eligibility](https://www.revolut.com/en-AU/legal/terms/)
- [Fees & pricing](https://www.revolut.com/en-AU/legal/fees/)

## Data provenance

- Published by Revolut under the Consumer Data Right
- Product ID: `550e8400-e29b-41d4-a716-446655440000`
- Last updated by the provider: 13 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/revolut/550e8400-e29b-41d4-a716-446655440000
- Provider page: https://www.cdrcompare.au/brands/revolut
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000341

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440000) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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