--- title: "Revolut Joint Account — Revolut" description: "Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440002 source: "CDR Compare" language: en-AU last_updated: 2026-08-13T11:20:43.009755Z --- # Revolut Joint Account — Revolut > Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** A joint transaction account held by two Revolut users for shared spending, international transfers and currency exchange with a debit card. Features and fees will vary based on the primary account holder's paid plan tier (Standard, Plus, Premium, Metal, Ultra). ## Fees | Fee | Type | Amount | | --- | --- | --- | | Card Top-Up Fee — Rate shown for AU credit/corporate card fee for a Standard plan. Fees apply for top-ups via credit, corporate and foreign cards and will vary depending on your plan. | Deposit | 1% of transaction | | Additional Card Fee — This reflects the Standard card fee. Fees may vary depending on your plan and card type and delivery fees may also apply - see our website for more info. | Event | $8.99 | | Card Personalisation Fee — Fees may vary depending on your plan - see our website for more info. | Event | $0.00 – $7.99 | | Exchange Fee — This reflects the Standard plan rate charged over the fair usage limit. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees. | Transaction | 0.5% of transaction | | Currency Transfer Fee — This reflects the Standard Currency Transfer Fee. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may also impose additional fees. | Transaction | 0.15% of transaction | | ATM Withdrawal Fee — This reflects the Standard plan fee charged over the monthly ATM Withdrawal Allowance. Fees and monthly ATM withdrawal allowances will vary depending on your plan - see our website for more info. AU domestic ATM cash withdrawals do not carry fees. Third-party ATM operator fees may also apply. | Withdrawal | 2% of transaction | ## Features - **Additional cards** — up to 5 (Reflects the number of additional physical cards that can be active. Virtual cards have a different active limit.) - **Bill payment (BPAY)** — BPAY (BPAY is a convenient and secure way to pay bills in Australia.) - **Card access** — Visa or Mastercard debit card (physical and virtual) (Virtual card available instantly in-app. Physical card delivery fees will vary depending on your plan - see our website for more info.) - **Digital banking** (Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.) - **Digital wallet** — Apple Pay, Google Pay (Available for both physical and virtual Revolut cards.) - **Free transaction allowance** — $2,000.00 (Reflects monthly FX fair usage allowance for Standard plan. FX fair usage allowance will vary depending on your plan. Fees may apply outside of exchange market hours - see our website for more info.) - **Free transaction allowance** — $350.00 (Reflects monthly ATM withdrawal allowance for Standard plan. Transaction caps may apply. AU domestic ATM cash withdrawals are not included in as part of your monthly ATM withdrawal allowance. ATM withdrawal allowance will vary depending on your plan - see our website for more info.) - **Fraud protection** (Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.) - **Loyalty program** — RevPoints (Earn RevPoints on eligible card purchases. Redeemable with multiple airlines and other options. T&Cs apply.) - **Notifications** — Instant push notifications available and can be customised in-app - **Real-time payments (NPP)** (Pay and receive near real-time payments.) - **PayID** (Mobile number and email address PayID supported; register via the Revolut app under Account Settings.) - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Standard plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Plus plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Premium plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Metal plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Ultra plan ## Eligibility - **Minimum age** — 18 years (Both joint account holders must be 18 years or older.) - **Individuals only** (Available to eligible customers only. Both joint account holders must be eligible Revolut users. Business customers should apply for a Revolut Business account.) - **Residency status** — Must be an Australian resident with a valid Australian residential address (Australian residents including temporary visa holders are eligible. Both holders must meet residency requirements. Non-residents are not eligible for an Australian Revolut account.) ## More information from Revolut - [Overview](https://www.revolut.com/en-AU/joint-account/) - [Terms & conditions](https://www.revolut.com/en-AU/legal/joint-accounts/) - [Eligibility](https://www.revolut.com/en-AU/legal/terms/) - [Fees & pricing](https://www.revolut.com/en-AU/legal/fees/) ## Data provenance - Published by Revolut under the Consumer Data Right - Product ID: `550e8400-e29b-41d4-a716-446655440002` - Last updated by the provider: 13 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/revolut/550e8400-e29b-41d4-a716-446655440002 - Provider page: https://www.cdrcompare.au/brands/revolut - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000341 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440002) — product data published by Australian data holders under the Consumer Data Right. 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