---
title: "Revolut Instant Access Savings — Revolut"
description: "Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440003
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-13T11:20:43.028513Z
---

# Revolut Instant Access Savings — Revolut

> Transaction & Savings Accounts from Revolut. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).

## At a glance

- **Base rate:** 5.05%
- **Intro rate:** 5.5% (conditions apply)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Standard Plan p.a. variable interest rate. Interest is earnt and paid daily. Rates may change at any time.) | 3% | Standard Plan $0–$1,000,000 | daily |
| Variable (Plus Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 3% | Plus Plan $0–$1,000,000 | daily |
| Variable (Premium Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 3.65% | Premium Plan (balances up to $250,000) | daily |
| Variable (Premium Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 3% | Premium Plan (balances from $250,001 up to $1,000,000) | daily |
| Variable (Metal Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 4.35% | Metal Plan (balances up to $250,000) | daily |
| Variable (Metal Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 3.65% | Metal Plan (balances from $250,001 up to $1,000,000) | daily |
| Variable (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 5.05% | Ultra Plan (balances up to $250,000) | daily |
| Variable (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time.) | 4.35% | Ultra Plan (balances from $250,001 up to $1,000,000) | daily |
| Introductory · 3 months (Boosted promotional rate for 3 months on balances up to $100,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, rate will revert to your default plan rate) | 5.5% | High Yield Savings Promotional Rate (balances up to $100,000) | daily |

## Features

- **Digital banking** (Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.)
- **Fraud protection** (Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.)
- **Notifications** — Instant push notifications available and can be customised in-app
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Standard plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Plus plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Premium plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Metal plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Ultra plan

## Eligibility

- **Minimum age** — 18 years
- **Individuals only** (Available to eligible customers only. Business customers should apply for a Revolut Business account.)
- **Residency status** — Must be an Australian resident with a valid Australian residential address (Australian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account.)

## More information from Revolut

- [Overview](https://www.revolut.com/en-AU/savings/)
- [Terms & conditions](https://www.revolut.com/en-AU/legal/savings-account/)
- [Eligibility](https://www.revolut.com/en-AU/legal/savings-account/)
- [Fees & pricing](https://www.revolut.com/en-AU/interest-rates-and-fees/)

## Data provenance

- Published by Revolut under the Consumer Data Right
- Product ID: `550e8400-e29b-41d4-a716-446655440003`
- Last updated by the provider: 13 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/revolut/550e8400-e29b-41d4-a716-446655440003
- Provider page: https://www.cdrcompare.au/brands/revolut
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000341

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440003) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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