---
title: "Revolut Personal Loan — Revolut"
description: "Personal Loans from Revolut. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440004
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-08T14:04:01.577284Z
---

# Revolut Personal Loan — Revolut

> Personal Loans from Revolut. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

A fixed-rate unsecured personal loan for Australian residents.

## At a glance

- **From:** 6.99% (Fixed)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years (Headline fixed rate for a 60m loan term. Actual rate is personalised based on risk grade and loan term.) | 6.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Upfront establishment fees may vary depending on credit risk and loan term. Fee is added to the total loan amount — no out-of-pocket payment required. | Upfront | $0.00 – $499.00 |

## Features

- **Digital banking** (Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.)
- **Extra repayments** — Each loan repayment you make brings down your outstanding balance, helping you progress towards paying off your loan.
- **Fraud protection** (Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.)
- **Notifications** — Instant push notifications for repayment reminders and balance updates (Notifications can be customised in-app.)
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Standard plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Plus plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Premium plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Metal plan
- **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Ultra plan

## Eligibility

- **Employment status** — Must be employed for at least 3 months (or self-employed for at least 1 year)
- **Minimum age** — 18 years
- **Minimum income** — $2,000.00 p.a. (Minimum monthly after-tax income.)
- **Individuals only** (Available to eligible customers only. Business customers should apply for a Revolut Business account.)
- **Residency status** — Must be an Australian citizen or permanent resident.

## Constraints

- **Maximum limit** — $50,000.00
- **Minimum limit** — $5,000.00

## More information from Revolut

- [Overview](https://www.revolut.com/en-AU/personal-loans/)
- [Terms & conditions](https://www.revolut.com/en-AU/personal-loans/)
- [Eligibility](https://www.revolut.com/en-AU/personal-loans/)
- [Fees & pricing](https://www.revolut.com/en-AU/personal-loans/)

## Data provenance

- Published by Revolut under the Consumer Data Right
- Product ID: `550e8400-e29b-41d4-a716-446655440004`
- Last updated by the provider: 8 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/revolut/550e8400-e29b-41d4-a716-446655440004
- Provider page: https://www.cdrcompare.au/brands/revolut
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000341

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440004) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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