--- title: "Revolut Credit Card — Revolut" description: "Credit & Charge Cards from Revolut. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440005 source: "CDR Compare" language: en-AU last_updated: 2026-07-08T14:04:01.589894Z --- # Revolut Credit Card — Revolut > Credit & Charge Cards from Revolut. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Credit & Charge Cards** A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details. ## At a glance - **Purchase rate:** 20.99% ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Purchase (Variable rate on purchases. Interest is charged after the interest-free period if the full balance is not paid by the due date.) | 20.99% | — | — | | Cash advance (Variable rate on cash advances. Interest is charged from the date of the transaction with no interest-free period.) | 23.99% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Cash Advance Fee — Cash advance fee applies to cash transactions, cash-like transaction and cash equivalent transactions. Minimum fee applies regardless of advance amount. | Cash advance | 3% of transaction | | Late Payment Fee — Applies for 1 month · A late payment fee may apply if the minimum payment is not received by the due date. | Late payment | $30.00 | | Foreign Transaction Fee — Foreign currency transactions exceeding fair usage limit during market hours · This reflects the Standard plan rate charged over the fair usage limit. | Transaction | 1.5% of transaction | ## Features - **Additional cards** — up to 5 (Up to 5 secondary credit card holders.) - **Card access** — Visa or Mastercard credit card (physical and virtual) (Virtual card available instantly in-app. Physical card delivery and other card fees may also apply depending on your plan - see our website for more info.) - **Digital banking** (Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.) - **Digital wallet** — Apple Pay, Google Pay (Available for both physical and virtual Revolut cards.) - **Fraud protection** (Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.) - **Insurance included** — Everyday Protection and/or Travel Insurance (If you are subscribed to a Paid Plan, you may be eligible for complimentary insurance cover.) - **Interest-free period** — 44 days (Up to 44 days interest-free on purchases when the full balance is paid by the due date.) - **Loyalty program** — RevPoints (Earn RevPoints on eligible card purchases. Redeemable with multiple airlines and other options. T&Cs apply.) - **Notifications** — Instant push notifications for card payments (Notifications can be customised in-app.) - **Real-time payments (NPP)** (Pay and receive near real-time payments.) - **PayID** (Mobile number and email address PayID supported; register via the Revolut app under Account Settings.) - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Standard plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Plus plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Premium plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Metal plan - **Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.** — Ultra plan ## Eligibility - **Minimum age** — 18 years - **Minimum income** — $2,000.00 p.a. (Minimum monthly after-tax income.) - **Individuals only** (Available to eligible customers only. Business customers should apply for a Revolut Business account.) - **Residency status** — Must be an Australian citizen or permanent resident. (Select visa types are also eligible.) ## Constraints - **Minimum limit** — $1,000.00 - **Maximum limit** — $35,000.00 ## More information from Revolut - [Overview](https://www.revolut.com/en-AU/credit-card/) - [Terms & conditions](https://www.revolut.com/en-AU/legal/cctermsandconditions/) - [Eligibility](https://www.revolut.com/en-AU/legal/cctermsandconditions/) - [Fees & pricing](https://www.revolut.com/en-AU/legal/credit-card-fees-au/) ## Data provenance - Published by Revolut under the Consumer Data Right - Product ID: `550e8400-e29b-41d4-a716-446655440005` - Last updated by the provider: 8 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/revolut/550e8400-e29b-41d4-a716-446655440005 - Provider page: https://www.cdrcompare.au/brands/revolut - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000341 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/revolut/products/550e8400-e29b-41d4-a716-446655440005) — product data published by Australian data holders under the Consumer Data Right. 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