---
title: "Low Rate Visa Credit Card — RSL Money"
description: "Credit & Charge Cards from RSL Money. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/rsl-money/products/9d1bd433-1c09-47dd-8841-a68e1dc715d1
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T04:55:00.951717Z
---

# Low Rate Visa Credit Card — RSL Money

> Credit & Charge Cards from RSL Money. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · RSL Money Prod**

With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need.
Plus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to RSL Money for 0.00% p.a (introductory rate).

## At a glance

- **Purchase rate:** 11.99%
- **Annual fee:** $49.00

## Apply

Applications are handled by the provider: [Apply at RSL Money](https://www.rslmoney.com.au/contact)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (Introductory balance transfer rate: 0.00% p.a. for 12 months) | 0% | — | — |
| Purchase | 11.99% | — | — |
| Cash advance | 19.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Cash advance fee — $4.50 per ATM or cash out withdrawal or internal/external transfer. There may be an additional direct fee charged by third party ATM operators which will be displayed on the ATM screen. You will only be charged this additional fee if you accept and proceed with the transaction. | Event | $4.50 |
| Visa card replacement processing fee — At cost | Event | From $20.00 |
| Audit Certificate Fee — Per audit certificate requested | Event | $50.00 |
| Paper statement fee (per statement) — Charged monthly | Ongoing | $2.00 |
| Paper statements printed at branch or posted — per page. $2.50 if printed at branch, $5 if posted | Event | $2.50 – $5.00 |
| Annual fee - credit card — Charged yearly | Ongoing | $49.00 |
| Foreign Currency Conversion fee | Transaction | 3% of transaction |
| Declined Visa dispute — If a Visa dispute lodged by you is declined and found that the claim was invalid | Event | $30.00 |
| Late payment fee - credit card | Event | $10.00 |
| Archive retrieval fee — Per hour fee applies plus any expenses incurred | Event | From $50.00 |
| Default notice fee — Payable when a notice is issued regarding a default under the credit card contract | Event | $30.00 |
| Overseas ATM withdrawals | Withdrawal | $4.50 |
| Arrears notice fee — 2nd and subsequent reminders by letter or phone | Event | $20.00 |

## Features

- **Card access** — Visa Credit with payWave
- **Additional cards**
- **Bill payment (BPAY)**
- **Digital banking**
- **Interest-free period** — 45 days (You may receive up to 45 days interest free period for purchases provided you continue to pay your closing balance in full on or before every statement due date.)
- **Interest-free transfers** — 12 months (0.00% p.a.12 months introductory balance transfer rate. Reverts to purchase rate after that period. Balance transfer offer (including interest rate and term) applies to approved requests made at the time of application.)
- **Notifications** — Members can set up a variety of notifications in Internet Banking

## Eligibility

- **Only RSL Sub Branch members can apply for this account**
- **Minimum age** — 18 years
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Employment status** — Applicants must be currently employed or receiving a regular income.

## Constraints

- **Maximum limit** — $50,000.00
- **Minimum limit** — $2,000.00

## More information from RSL Money

- [Overview](https://www.rslmoney.com.au/credit-card/low-rate-visa-card)
- [Terms & conditions](https://www.rslmoney.com.au/disclosuredocuments)
- [Eligibility](https://www.rslmoney.com.au/disclosuredocuments)
- [Fees & pricing](https://www.rslmoney.com.au/disclosuredocuments)

## Data provenance

- Published by RSL Money under the Consumer Data Right
- Product ID: `9d1bd433-1c09-47dd-8841-a68e1dc715d1`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/rsl-money/9d1bd433-1c09-47dd-8841-a68e1dc715d1
- Provider page: https://www.cdrcompare.au/brands/rsl-money
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000110

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/rsl-money/products/9d1bd433-1c09-47dd-8841-a68e1dc715d1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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