---
title: "ŠKODA Financial Services products"
description: "Every ŠKODA Financial Services product published under Australia's Consumer Data Right — rates, fees, features and eligibility."
canonical: https://www.cdrcompare.au/brands/skoda-financial-services
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:15:59Z
---

# ŠKODA Financial Services products

> Every ŠKODA Financial Services product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare.

**Non-Bank Lender** · 4 products

ŠKODA Financial Services is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with ŠKODA Financial Services.

## Personal Loans (3)

Unsecured and secured personal lending.

- [Chattel Mortgage](https://www.cdrcompare.au/brands/skoda-financial-services/products/4f9208e9-134b-46cc-9693-657743047acc) — Chattel Mortgage is Only available if your vehicle is for predominantly business use. It allows you to borrow the money to purchase your car and make payments back to ŠKODA Financial Services for the money you borrow. There may be tax benefits depending on your situation.
- [Consumer Loan](https://www.cdrcompare.au/brands/skoda-financial-services/products/a494ec23-a744-4f91-810d-92bdfa7da210) — A consumer loan is a straight forward option for people who use their cars for predominantly personal use. It allows you to borrow 100% of the funds needed to purchase a new car. You make regular repayments back to ŠKODA Financial Services to pay back the money you borrowed.
- [Consumer Loan with ŠKODA Choice - Guaranteed Future Value](https://www.cdrcompare.au/brands/skoda-financial-services/products/54f3ec8c-e09c-49bc-ad28-1a32355f0a6d) — Consumer Loan with ŠKODA Choice - Guaranteed Future Value allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Consumer Loan with ŠKODA Choice - GFV with a Consumer Loan finance product.

## Business Loans (1)

Lending for businesses of all sizes.

- [Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value](https://www.cdrcompare.au/brands/skoda-financial-services/products/dce15174-bfbe-49b7-aab6-a78370e95958) — Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Chattel Mortgage with ŠKODA Choice -GFV with Chattel Mortgage finance product.

## Data provenance

- Data published by ŠKODA Financial Services under the Consumer Data Right
- ABN 20097071460
- CDR Register entry updated: 1 July 2026
- Provider Product Reference Data endpoint: https://public.cdr.skodafinancialservices.com.au/cds-au/v1/banking/products

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/skoda-financial-services) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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