Chattel Mortgage
Personal LoansNegotiable rates
Chattel Mortgage is Only available if your vehicle is for predominantly business use. It allows you to borrow the money to purchase your car and make payments back to ŠKODA Financial Services for the money you borrow. There may be tax benefits depending on your situation.
- From
- 9.85%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 9.85% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $590.00 |
| Payment Dishonour Fee | Dishonour | $35.00 |
| Default Notice Fee | Late payment | $35.00 |
| Late Payment Fee | Late payment | $35.00 |
| Early Termination Fee | Exit | $850.00 |
Features
- Deposit Contribution, Balloon, Refinance, Additional Repayments, Payment Options- Weekly/Fortnightly/Monthly. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility
- Please refer to ŠKODA Financial Services for more information
Constraints
- Please refer to ŠKODA Financial Services for more information
More Information
Published by ŠKODA Financial Services under the Consumer Data Right · Last updated 2 July 2026 · Product ID 4f9208e9-134b-46cc-9693-657743047acc