---
title: "Chattel Mortgage — ŠKODA Financial Services"
description: "Personal Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/skoda-financial-services/products/4f9208e9-134b-46cc-9693-657743047acc
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:16Z
---

# Chattel Mortgage — ŠKODA Financial Services

> Personal Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates**

Chattel Mortgage is Only available if your vehicle is for predominantly business use. It allows you to borrow the money to purchase your car and make payments back to ŠKODA Financial Services for the money you borrow. There may be tax benefits depending on your situation.

## At a glance

- **From:** 9.85% (Fixed)

## Apply

Applications are handled by the provider: [Apply at ŠKODA Financial Services](https://www.skoda.com.au/finance/business-finance)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 9.85% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $590.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **Deposit Contribution, Balloon, Refinance, Additional Repayments, Payment Options- Weekly/Fortnightly/Monthly. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200**

## Eligibility

- **Please refer to ŠKODA Financial Services for more information**

## Constraints

- **Please refer to ŠKODA Financial Services for more information**

## More information from ŠKODA Financial Services

- [Overview](https://www.skoda.com.au/finance/business-finance)
- [Terms & conditions](https://www.skoda.com.au/finance/business-finance)
- [Eligibility](https://www.skoda.com.au/finance/business-finance)
- [Fees & pricing](https://www.skoda.com.au/finance/business-finance)

## Data provenance

- Published by ŠKODA Financial Services under the Consumer Data Right
- Product ID: `4f9208e9-134b-46cc-9693-657743047acc`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/skoda-financial-services/4f9208e9-134b-46cc-9693-657743047acc
- Provider page: https://www.cdrcompare.au/brands/skoda-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/skoda-financial-services/products/4f9208e9-134b-46cc-9693-657743047acc) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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