---
title: "Consumer Loan with ŠKODA Choice - Guaranteed Future Value — ŠKODA Financial Services"
description: "Personal Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/skoda-financial-services/products/54f3ec8c-e09c-49bc-ad28-1a32355f0a6d
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:16Z
---

# Consumer Loan with ŠKODA Choice - Guaranteed Future Value — ŠKODA Financial Services

> Personal Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates**

Consumer Loan with ŠKODA Choice - Guaranteed Future Value allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Consumer Loan with ŠKODA Choice - GFV with a Consumer Loan finance product.

## At a glance

- **From:** 8.94% (9.68% comparison)

## Apply

Applications are handled by the provider: [Apply at ŠKODA Financial Services](https://www.skoda.com.au/finance/guaranteed-future-value)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 8.94% | 9.68% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $520.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **End of term options: Trade in, Retain or Return.  Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200**

## Eligibility

- **Please refer to ŠKODA Financial Services for more information**

## Constraints

- **Subject to Agreed Kilometre and Reasonable Wear and Tear.**

## More information from ŠKODA Financial Services

- [Overview](https://www.skoda.com.au/finance/guaranteed-future-value)
- [Terms & conditions](https://www.skoda.com.au/finance/guaranteed-future-value)
- [Eligibility](https://www.skoda.com.au/finance/guaranteed-future-value)
- [Fees & pricing](https://www.skoda.com.au/finance/guaranteed-future-value)

## Data provenance

- Published by ŠKODA Financial Services under the Consumer Data Right
- Product ID: `54f3ec8c-e09c-49bc-ad28-1a32355f0a6d`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/skoda-financial-services/54f3ec8c-e09c-49bc-ad28-1a32355f0a6d
- Provider page: https://www.cdrcompare.au/brands/skoda-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/skoda-financial-services/products/54f3ec8c-e09c-49bc-ad28-1a32355f0a6d) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)