Consumer Loan
Personal LoansNegotiable rates
A consumer loan is a straight forward option for people who use their cars for predominantly personal use. It allows you to borrow 100% of the funds needed to purchase a new car. You make regular repayments back to ŠKODA Financial Services to pay back the money you borrowed.
- From
- 8.94%
- 9.68% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 8.94% | 9.68% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $520.00 |
| Payment Dishonour Fee | Dishonour | $35.00 |
| Default Notice Fee | Late payment | $35.00 |
| Late Payment Fee | Late payment | $35.00 |
| Early Termination Fee | Exit | $850.00 |
Features
- Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility
- Please refer to ŠKODA Financial Services for more information
Constraints
- Please refer to ŠKODA Financial Services for more information
More Information
Published by ŠKODA Financial Services under the Consumer Data Right · Last updated 2 July 2026 · Product ID a494ec23-a744-4f91-810d-92bdfa7da210