---
title: "Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value — ŠKODA Financial Services"
description: "Business Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/skoda-financial-services/products/dce15174-bfbe-49b7-aab6-a78370e95958
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:16Z
---

# Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value — ŠKODA Financial Services

> Business Loans from ŠKODA Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Chattel Mortgage with ŠKODA Choice -GFV with Chattel Mortgage finance product.

## At a glance

- **From:** 9.85% (Fixed)

## Apply

Applications are handled by the provider: [Apply at ŠKODA Financial Services](https://www.skoda.com.au/finance/business-finance)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 9.85% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $590.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **GUARANTEED_FUTURE_VALUE, End of term options : Trade in, Retain or Return. Also Early Termination Fee is $850 if paid out within 12 months , then reducing evenly each month to $200**

## Eligibility

- **Please refer to ŠKODA Financial Services for more information**

## Constraints

- **Subject to Agreed Kilometre and Reasonable Wear and Tear.**

## More information from ŠKODA Financial Services

- [Overview](https://www.skoda.com.au/finance/business-finance)
- [Terms & conditions](https://www.skoda.com.au/finance/business-finance)
- [Eligibility](https://www.skoda.com.au/finance/business-finance)
- [Fees & pricing](https://www.skoda.com.au/finance/business-finance)

## Data provenance

- Published by ŠKODA Financial Services under the Consumer Data Right
- Product ID: `dce15174-bfbe-49b7-aab6-a78370e95958`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/skoda-financial-services/dce15174-bfbe-49b7-aab6-a78370e95958
- Provider page: https://www.cdrcompare.au/brands/skoda-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/skoda-financial-services/products/dce15174-bfbe-49b7-aab6-a78370e95958) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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