Southern Cross Credit Union
Transaction & Savings Accounts
7Star Saver savings account for Business
Savings account for customers under 14yrs. Bonus Interest paid on balance up to $50k subject to no withdrawals made.
Easy to manage everyday transaction account non interest bearing
STAR SAVER CONTROLLED MONEY ACCOUNT (SOLICITORS ONLY)
Star Saver savings account
Everyday transaction account with easy access for those at retirement age with competitive Interest
Business Plus
Term Deposits
2Term Deposit
Business Term Deposit
Home Loans
7Suitable for Investment and Owner Occupied residential borrowing with LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only)
Suitable for Investment and Owner Occupied residential borrowing, LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only)
For 70 years and over; freedom to release the equity in your home without needing to sell.
Suitable for Investment and Owner Occupied residential borrowing. LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only)
Existing Home Owner requiring finance to buy a new home whilst in the process of selling their existing property.
Suitable for Investment and Owner Occupied residential borrowing. LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only)
LINE OF CREDIT
Personal Loans
11Personal Loan to finance the purchase of a new or demo model vehicle through Motor Scout Car buying service
Personal Loan to finance the purchase of a used vehicle through Motor Scout Car buying service
Personal Loan from $5K-$150K with an acceptable asset offered to secure the loan such as a used car.
Personal Loan from $5K-$50K with no security required.
Personal Loan to buy new or demo model vehicle from $5K-$150K with vehicle taken as security over the loan.
Personal Loan from $20K-$50K with no security required.
Personal Loan from $20K-$150K with an acceptable asset offered to secure the loan such as a used car.
New Car Loan from $20K-$150K Secured by New or demo vehicle purchase.
New Car Loan from $20K-$150K Secured by New or demo vehicle purchase.
Personal Loan from $20K-$50K with no security required.
Personal Loan from $20K-$150K with an acceptable asset offered to secure the loan such as a used car.
Business Loans
3Loan to finance the purchase of a new or demo model business vehicle through Motor Scout Car buying service
Loan to buy new or demo business vehicle up to 4.5 tonne GVM, $20-150K with vehicle taken as security over the loan.
A Secured Business Loan to start, buy or grow a business. Variable and fixed rate options available
Overdrafts
1Ongoing overdraft facility to access additional funds to manage cash flow and expenses.
Trade Finance
1A Credit Union Guarantee provides an alternative to a deposit or bond. It's essentially a guarantee on your behalf to pay a vendor or supplier the amount of the deposit or bond if called upon.
Data published by Southern Cross Credit Union under the Consumer Data Right · ABN 82087650682 · Register entry updated 1 July 2026 · View on CDR.gov.au