--- title: "Southern Cross Credit Union products" description: "Every Southern Cross Credit Union product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/southern-cross-credit-union source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:08Z --- # Southern Cross Credit Union products > Every Southern Cross Credit Union product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 32 products Southern Cross Credit Union is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Southern Cross Credit Union. ## Transaction & Savings Accounts (7) Everyday banking and savings accounts. - [BUSINESS STAR SAVER](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_STAR_SAVER) — Star Saver savings account for Business - [LITTLE STAR SAVER](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LITTLE_STAR_SAVER) — Savings account for customers under 14yrs. Bonus Interest paid on balance up to $50k subject to no withdrawals made. - [EASY ACCESS](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EASY_ACCESS) — Easy to manage everyday transaction account non interest bearing - [STAR SAVER CONTROLLED MONEY ACCOUNT (SOLICITORS ONLY)](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/STAR_SAVER_CMA) — STAR SAVER CONTROLLED MONEY ACCOUNT (SOLICITORS ONLY) - [STAR SAVER](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/STAR_SAVER) — Star Saver savings account - [EASY ACCESS 50+](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EASY_ACCESS_50_PLUS) — Everyday transaction account with easy access for those at retirement age with competitive Interest - [BUSINESS PLUS](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_PLUS) — Business Plus ## Term Deposits (2) Fixed-term savings with locked-in rates. - [TERM DEPOSIT](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/STANDARD_TERM_DEPOSIT) — Term Deposit - [BUSINESS TERM DEPOSIT](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_TERM_DEPOSIT) — Business Term Deposit ## Home Loans (7) Residential mortgages for owner-occupiers and investors. - [EMONEY HOME LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EMONEY_HOME_LOAN) — Suitable for Investment and Owner Occupied residential borrowing with LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only) - [LJH 5STAR HOME LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LJH_5STAR_HOME_LOAN) — Suitable for Investment and Owner Occupied residential borrowing, LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only) - [REVERSE MORTGAGE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/REVERSE_MORTGAGE_LOAN) — For 70 years and over; freedom to release the equity in your home without needing to sell. - [BROKER HOME LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BROKER_HOME_LOAN) — Suitable for Investment and Owner Occupied residential borrowing. LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only) - [BRIDGING HOME LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BRIDGING_HOME_LOAN) — Existing Home Owner requiring finance to buy a new home whilst in the process of selling their existing property. - [PREMIUM HOME LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/PREMIUM_HOME_LOAN) — Suitable for Investment and Owner Occupied residential borrowing. LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only) - [LINE OF CREDIT](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LINE_OF_CREDIT) — LINE OF CREDIT ## Personal Loans (11) Unsecured and secured personal lending. - [MOTOR SCOUT NEW VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/MOTORSCOUT_NEW_VEHICLE_LOAN) — Personal Loan to finance the purchase of a new or demo model vehicle through Motor Scout Car buying service - [MOTOR SCOUT USED VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/MOTORSCOUT_USED_VEHICLE_LOAN) — Personal Loan to finance the purchase of a used vehicle through Motor Scout Car buying service - [SECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/SECURED_PERSONAL_LOAN) — Personal Loan from $5K-$150K with an acceptable asset offered to secure the loan such as a used car. - [UNSECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/UNSECURED_PERSONAL_LOAN) — Personal Loan from $5K-$50K with no security required. - [NEW VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/NEW_VEHICLE_LOAN) — Personal Loan to buy new or demo model vehicle from $5K-$150K with vehicle taken as security over the loan. - [EMONEY UNSECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EMONEY_UNSECURED_PERSONAL) — Personal Loan from $20K-$50K with no security required. - [EMONEY SECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EMONEY_SECURED_PERSONAL_LOAN) — Personal Loan from $20K-$150K with an acceptable asset offered to secure the loan such as a used car. - [EMONEY NEW VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/EMONEY_NEW_VEHICLE_LOAN) — New Car Loan from $20K-$150K Secured by New or demo vehicle purchase. - [LJ HOOKER NEW VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LJH_PERSONAL_SECURED_NEW_VEHICLE_LOAN) — New Car Loan from $20K-$150K Secured by New or demo vehicle purchase. - [LJ HOOKER UNSECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LJH_PERSONAL_LOAN_UNSECURED) — Personal Loan from $20K-$50K with no security required. - [LJ HOOKER SECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/LJH_PERSONAL_LOAN_SECURED) — Personal Loan from $20K-$150K with an acceptable asset offered to secure the loan such as a used car. ## Business Loans (3) Lending for businesses of all sizes. - [MOTOR SCOUT BUSINESS VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/MOTORSCOUT_BUSINESS_VEHICLE_LOAN) — Loan to finance the purchase of a new or demo model business vehicle through Motor Scout Car buying service - [BUSINESS VEHICLE LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_VEHICLE_LOAN) — Loan to buy new or demo business vehicle up to 4.5 tonne GVM, $20-150K with vehicle taken as security over the loan. - [BUSINESS LOAN](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_LOAN) — A Secured Business Loan to start, buy or grow a business. Variable and fixed rate options available ## Overdrafts (1) Linked credit facilities on transaction accounts. - [BUSINESS OVERDRAFT](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_PLUS_OVERDRAFT) — Ongoing overdraft facility to access additional funds to manage cash flow and expenses. ## Trade Finance (1) Import, export and supply-chain finance. - [CREDIT UNION GUARANTEE](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/CREDIT_UNION_GUARANTEE) — A Credit Union Guarantee provides an alternative to a deposit or bond. It's essentially a guarantee on your behalf to pay a vendor or supplier the amount of the deposit or bond if called upon. ## Data provenance - Data published by Southern Cross Credit Union under the Consumer Data Right - ABN 82087650682 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000103 - Provider Product Reference Data endpoint: https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/southern-cross-credit-union) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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