---
title: "BUSINESS LOAN — Southern Cross Credit Union"
description: "Business Loans from Southern Cross Credit Union. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_LOAN
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-09T11:06:22.000+10:00
---

# BUSINESS LOAN — Southern Cross Credit Union

> Business Loans from Southern Cross Credit Union. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · SCCU**

A Secured Business Loan to start, buy or grow a business. Variable and fixed rate options available

## At a glance

- **From (investment):** 6.59% (Fixed)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (Rate reverts to the applicable variable PI rate upon expiry.) | 6.59% | — | LVR up to 75% |
| Fixed · 2 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.64% | — | LVR up to 75% |
| Fixed · 3 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.74% | — | LVR up to 75% |
| Variable | 6.75% | — | LVR up to 75% |
| Fixed · 1 year (Rate reverts to the applicable variable PI rate upon expiry.) | 6.79% | — | LVR up to 75% |
| Fixed · 4 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.79% | — | LVR up to 75% |
| Fixed · 1 year (Rate reverts to the applicable variable PI rate upon expiry.) | 6.79% | — | LVR over 75% |
| Fixed · 2 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.84% | — | LVR up to 75% |
| Fixed · 2 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.84% | — | LVR over 75% |
| Fixed · 3 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.89% | — | LVR up to 75% |
| Fixed · 5 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.89% | — | LVR up to 75% |
| Fixed · 3 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.94% | — | LVR over 75% |
| Fixed · 4 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.99% | — | LVR up to 75% |
| Fixed · 1 year (Rate reverts to the applicable variable PI rate upon expiry.) | 6.99% | — | LVR over 75% |
| Fixed · 4 years (Rate reverts to the applicable variable PI rate upon expiry.) | 6.99% | — | LVR over 75% |
| Fixed · 2 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.04% | — | LVR over 75% |
| Fixed · 5 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.09% | — | LVR up to 75% |
| Fixed · 3 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.09% | — | LVR over 75% |
| Fixed · 5 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.09% | — | LVR over 75% |
| Fixed · 4 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.19% | — | LVR over 75% |
| Variable | 7.25% | — | LVR up to 75% |
| Variable | 7.25% | — | LVR over 75% |
| Fixed · 5 years (Rate reverts to the applicable variable PI rate upon expiry.) | 7.29% | — | LVR over 75% |
| Variable | 7.75% | — | LVR over 75% |

## More information from Southern Cross Credit Union

- [Overview](https://www.sccu.com.au/business-finance/business-loan/)
- [Terms & conditions](https://www.sccu.com.au/sccu-loan-contract-general-terms-and-conditions/)
- [Eligibility](https://www.sccu.com.au/target-market-determination/)
- [Fees & pricing](https://www.sccu.com.au/Schedule-of-Fees-and-Charges-Business-Loan-Products)

## Data provenance

- Published by Southern Cross Credit Union under the Consumer Data Right
- Product ID: `BUSINESS_LOAN`
- Last updated by the provider: 9 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/southern-cross-credit-union/BUSINESS_LOAN
- Provider page: https://www.cdrcompare.au/brands/southern-cross-credit-union
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000103

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/BUSINESS_LOAN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)