---
title: "REVERSE MORTGAGE LOAN — Southern Cross Credit Union"
description: "Home Loans from Southern Cross Credit Union. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/southern-cross-credit-union/products/REVERSE_MORTGAGE_LOAN
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-09T11:07:43.000+10:00
---

# REVERSE MORTGAGE LOAN — Southern Cross Credit Union

> Home Loans from Southern Cross Credit Union. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · SCCU**

For 70 years and over; freedom to release the equity in your home without needing to sell.

## At a glance

- **From (owner occupied):** 7.83% (7.89% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.83% | 7.89% | — |

## Features

- **Redraw facility**
- **Extra repayments**

## Eligibility

- **Individuals only**
- **Residency status** (Must be an Australian Citizen or permanent resident with an Australian residential address)
- **Minimum age** — 70 years
- **be an existing SCCU customer**
- **Meet SCCU assessment criteria**

## Constraints

- **Maximum LVR** — 3000%
- **Minimum limit** — $20,000.00
- **Maximum limit** — $250,000.00

## More information from Southern Cross Credit Union

- [Overview](https://www.sccu.com.au/reverse-mortgage-loan/)
- [Terms & conditions](https://www.sccu.com.au/sccu-loan-contract-general-terms-and-conditions/)
- [Eligibility](https://www.sccu.com.au/Reverse-Mortgage-Loan-TMD)
- [Fees & pricing](https://www.sccu.com.au/Schedule-of-Fees-and-Charges-Home-Loan-and-Personal-Loan)

## Data provenance

- Published by Southern Cross Credit Union under the Consumer Data Right
- Product ID: `REVERSE_MORTGAGE_LOAN`
- Last updated by the provider: 9 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/southern-cross-credit-union/REVERSE_MORTGAGE_LOAN
- Provider page: https://www.cdrcompare.au/brands/southern-cross-credit-union
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000103

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/southern-cross-credit-union/products/REVERSE_MORTGAGE_LOAN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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