---
title: "Construction Loan — St.George Bank"
description: "Business Loans from St.George Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/st-george-bank/products/STGConstructionLoan
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-08T04:04:04Z
---

# Construction Loan — St.George Bank

> Business Loans from St.George Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Our Construction Loan offers flexible finance options to suit the needs of property developers.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Line Fee — Charged monthly | Ongoing | 1.5% of balance |
| Service Charge — Charged monthly | Ongoing | $35.00 |
| Lending Establishment Fee — Minimum charge of $600.00 | Upfront | 0.6% of balance |
| Valuation Costs | Event | Variable |
| External Consultancy Fee — Fees associated with engaging external consultants eg Quantity Surveyor, Panel Engineer etc. Fee will vary and be quoted individually by consultant as required | Event | Variable |
| Discharge Settlement Fee — Payable when we agree to discharge a security linked to the facility | Exit | $350.00 |

## Features

- **Our property finance specialists will work with you to create and implement customised finance solutions from the ground up.**
- **Our team includes local lenders whose expertise can provide valuable insights for both developers and investors.**
- **An 'Approval in Principle' property loan can help ensure you never miss an opportunity.**
- **We can arrange for interest capitalisation subject to credit approval**
- **A prompt payment process to assist with cash flow.**
- **To find out more call 133 800 or email us for more information**
- **Variable interest rate facility only. Fixed rates are not available, however once the loan has been funded, tranches of the facility can be refinanced to a Fixed Rate Business Loan on request (subject to Credit approval and re-documentation).**
- **Extra repayments** (Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.)
- **Relationship management** (Relationship management is available for eligible customers.)

## Eligibility

- **Business customers** (Your business must be registered in Australia)
- **Minimum age** — 18 years ( An individual 18 years and above)
- **A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes**
- **Customers is an existing holder of a Construction Loan**
- **Meets the credit criteria and credit policy requirements under an applicable offer for this product.**

## More information from St.George Bank

- [Overview](https://www.stgeorge.com.au/corporate-business/business-finance-solutions#construction)
- [Terms & conditions](https://www.stgeorge.com.au/corporate-business/business-finance-solutions#construction)
- [Eligibility](https://www.stgeorge.com.au/corporate-business/business-finance-solutions#construction)
- [Fees & pricing](https://www.stgeorge.com.au/corporate-business/business-finance-solutions#construction)

## Data provenance

- Published by St.George Bank under the Consumer Data Right
- Product ID: `STGConstructionLoan`
- Last updated by the provider: 8 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/st-george-bank/STGConstructionLoan
- Provider page: https://www.cdrcompare.au/brands/st-george-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000140

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/st-george-bank/products/STGConstructionLoan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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