Margin Lending
Borrow money to invest in shares, managed funds, master trusts and wraps.
- From
- 9.75%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 months Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). · Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). | 9.75% | — | Above 500,000 |
| Fixed · 6 months Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). · Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). | 9.75% | — | Above 500,000 |
| Fixed · 9 months Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). · Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). | 9.75% | — | Above 500,000 |
| Fixed · 1 year Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). · Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). | 9.75% | — | Above 500,000 |
| Fixed · 2 years Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). · Paid in advance on nominated terms (Prepaid interest is non-refundable and there are break costs). | 9.75% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee No establishment fees for individuals or company applicants. These fees may change, before you apply please read the PDS and other documents provided on website. | Upfront | $0.00 |
| Account Keeping Fee Charged monthly · No monthly account keeping fees for this product. | Ongoing | $0.00 |
| Transaction costs No transaction costs for this product. | Transaction | $0.00 |
Features
- $0 establishment fees for individuals or company applicants
- $0 account keeping or transaction fees
- Wide range of acceptable securities.
- Bigger returns : A margin loan gives you more to invest and you have the potential for bigger returns.
- Unlock the equity in your existing investments : Raise cash for investment purposes without having to sell your investments.
- Support your retirement goals : Investors may use a margin loan as a means of building their wealth for retirement.
- Greater diversification of your portfolio : Spread your investments across a broader range of assets to build a more diversified portfolio.
Eligibility
- Minimum age — 18 yearsAn individual or joint individuals who are over 18 years of age.
- Residency status — Australian Residency Australian resident for tax purposes.
- Business customersAn Australian company or individual trustee of a family, discretionary or testamentary trust.
Constraints
- Minimum limit — $20,000.00
More Information
Published by St.George Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID STGMarginLending · View on CDR.gov.au · View Source Data (JSON)