---
title: "Secured Fixed Personal Loan — St.George Bank"
description: "Personal Loans from St.George Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/st-george-bank/products/STGPLSecuredFixed
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-29T05:51:12Z
---

# Secured Fixed Personal Loan — St.George Bank

> Personal Loans from St.George Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Our secured loan offering to provide you with lower interest rates with your car as a security for the loan

## At a glance

- **From:** 6.49% (7.9% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (1-7 years of flexible loan term · Not relevant to product) | 6.49% | 7.9% | 12 to 84 MONTH |
| Fixed · 7 years (Maximum Interest rate charged for the product. 1-7 years of flexible loan term. · Not relevant to product) | 12.99% | 14.34% | 12 to 84 MONTH |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Lending Establishment Fee | Upfront | $250.00 |
| Monthly Loan Account Fee — Charged monthly | Ongoing | $15.00 |
| Loan Discharge Fee - Within 12 Months | Exit | $150.00 |
| Loan Discharge Fee - After 12 Months | Exit | $100.00 |
| PPSR fee | Event | $6.00 |
| Missed Payment Fee | Late payment | $15.00 |
| Bank Cheque Fee | Event | $10.00 |
| Processing Fee — Payable each time you make any repayment on your loan over the counter in a branch or by cash or cheque | Transaction | $3.00 |

## Features

- **Various Loan Purposes - Our Secured Personal Loan can be used for a variety of other purposes by offering an eligible car as security for the loan.**
- **Flexible repayment options. Choose weekly or fortnightly to save on interest**
- **Borrow between $10K - $130K - Choose a loan amount to suit your needs.**
- **Help to cover the extras - You may be able to borrow a little more to cover other expenses, such as insurance, registration and optional extras.**
- **Digital banking** (Internet banking access : Manage your loan and track your repayments online or through your mobile banking app.)
- **Extra repayments** (The product has EXTRA_REPAYMENTS option available.)
- **Fraud protection** (The product includes FRAUD_PROTECTION features.)
- **Relationship management** (RELATIONSHIP_MANAGEMENT is available for eligible customers.)
- **Internet and Phone banking : Includes the Security, Stopping or altering payments, Scheduled transactions and payments , Other transactions and payments, Faults and service difficulties**

## Eligibility

- **Minimum age** — 18 years (Be 18 years or older and hold a current Australian driver licence or learner's permit )
- **Residency status** — Be an Australian or New Zealand citizen OR be an Australian permanent resident and hold an�acceptable visa
- **Be a non-resident or migrant and hold an�acceptable visa with a minimum 1 year before expiry**
- **Have a fixed, verifiable Australian address**
- **Receive a regular, verifiable Australian taxable income**
- **To qualify for a lower personalised interest rate on a Secured Personal Loan, applicant must meet our credit criteria.**

## Constraints

- **Minimum limit** — $10,000.00 (The minimum amount financed is $10000)
- **Maximum limit** — $130,000.00 (The minimum amount financed is $130,000)
- **1-7 years of flexible loan term**

## More information from St.George Bank

- [Overview](https://www.stgeorge.com.au/personal/personal-loans/secured-loan)
- [Terms & conditions](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/personal-loans/stg_personal_loan_terms.pdf)
- [Eligibility](https://www.stgeorge.com.au/personal/personal-loans/secured-loan)
- [Fees & pricing](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/personal-loans/stg_personal_loan_fees_charges.pdf)

## Data provenance

- Published by St.George Bank under the Consumer Data Right
- Product ID: `STGPLSecuredFixed`
- Last updated by the provider: 29 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/st-george-bank/STGPLSecuredFixed
- Provider page: https://www.cdrcompare.au/brands/st-george-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000140

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/st-george-bank/products/STGPLSecuredFixed) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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