Unsecured Variable Personal Loan
Personal LoansData Sharing Status
Our unsecured loan offering to meet your requirement for car, renovation, consolidation of debt or something else.
- From
- 7%
- 8.41% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable 1-7 years of flexible loan term · Not relevant to product | 7% | 8.41% | 12–84 months |
| Variable Maximum Interest rate charged for the product. 1-7 years of flexible loan term · Not relevant to product | 21.99% | 23.28% | 12–84 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Lending Establishment Fee | Upfront | $250.00 |
| Monthly Loan Account Fee Charged monthly | Ongoing | $15.00 |
Loan Discharge Fee - Within 12 Months
| Exit | $150.00 |
Loan Discharge Fee - After 12 Months
| Exit | $100.00 |
| Redraw Fee | Event | $0.00 |
| Missed Payment Fee | Late payment | $15.00 |
| Bank Cheque Fee | Event | $10.00 |
Features
- $0 Exit fee - You're in control with the choice to repay your loan when you want.
- Borrow $2K-$50K: Choose a loan amount between $2,000 and $50,000
- Loan terms to fit your budget: Set your repayments however you want, with your choice of 1 to 7 year loan terms.
- Pay your way: Match your pay day with weekly, fortnightly and monthly repayment options
- Funds within 60 minutes: After final approval, accept your online contract and funds will be transferred within the hour if you?re already with us
- Digital banking
- Internet banking access : Viewing and tracking your loan is convenient ? it?s all in the one place on the mobile banking app
- Redraw facility
- A Redraw facility is available on variable interest rate loans only. Redraw requests are subject to approval. Minimum redraw amount is $500 and a $0 redraw fee applies to each approved request. Other fees and charges may apply
Eligibility
- Minimum age — 18 yearsBe 18 years or older and hold a current Australian driver licence or learner's permit
- Residency status — Be an Australian or New Zealand citizen OR be an Australian permanent resident and hold an�acceptable visa
- Be a non-resident or migrant and hold an�acceptable visa with a minimum 1 year before expiry
- Have a fixed, verifiable Australian address
- Receive a regular, verifiable Australian taxable income
Constraints
- Minimum limit — $2,000.00The minimum amount financed is $2000
- Maximum limit — $50,000.00The maximum amount financed is $50,000
- 1-7 years of flexible loan term
More Information
Published by St.George Bank under the Consumer Data Right · Last updated 30 April 2026 · Product ID STGPLUnsecuredVariable · View on CDR.gov.au