Business Access Saver
Transaction & Savings AccountsData Sharing Status
A business savings account that allows you to set money aside for payments such as GST and other taxes.
- Base rate
- 1.3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.45% | $0–$4,999 | monthly |
| Variable | 0.45% | $5,000–$9,999 | monthly |
| Variable | 0.45% | $10,000–$24,999 | monthly |
| Variable | 0.45% | $25,000–$49,999 | monthly |
| Variable | 0.6% | $50,000–$249,999 | monthly |
| Variable | 1.15% | $250,000–$499,999 | monthly |
| Variable | 1.15% | $500,000–$999,999 | monthly |
| Variable | 1.3% | $1,000,001+ | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee Charged monthly | Ongoing | $0.00 |
| Staff assisted deposit | Deposit | $3.00 |
| Internet Banking | Transaction | $0.00 |
| Phone Banking | Transaction | $0.00 |
| Direct Credit | Deposit | $0.00 |
| Cheque collected or deposited | Deposit | $3.00 |
| Collection Item | Transaction | $3.00 |
| Monthly transaction allowance | Transaction | $0.00 |
Features
- Free transactions — 5
- 5 in-branch transactions per month
- Digital banking
- Access funds anytime , anywhere: Manage your savings online and on mobile, making transfers via a St. George everyday account.
- No account-keeping and transfer fees: For no monthly fee, make unlimited electronic transfers to and from your linked St. George account
- Earn interest on your savings. Your savings will attract a variable interest rate, earned daily and paid monthly.
- Regularly deposit funds to grow savings balance.
- No minimum deposits or balances: Build your savings balance at your own pace, with no pressure for a minimum deposit each month
- Fraud protection
- We?ll repay any missing funds if your account is compromised by Internet fraud, as long as you?ve complied with our T&Cs.
Eligibility
- Minimum age — 18 yearsApplicant plus all signatories
- Residency status — Operating in Australia with an Australian address.
- Must not be an individual using the account for predominantly personal purposes
- Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
- Needs an eligible St. George business transaction account to link to
More Information
Published by St.George Bank under the Consumer Data Right · Last updated 30 June 2026 · Product ID STGSavBusBusinessAccessSaver · View on CDR.gov.au