Business Term Deposit
Term DepositsData Sharing Status
Lock away your money for a period of time and get a guaranteed return
- Fixed rate
- 5.15%
- 1 year
- Bonus rate
- 0.1%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 1 month Interest paid at maturity · Minimum deposit amount | 1.4% | 1 Month | at maturity |
| Fixed · 2 months Interest paid at maturity · Minimum deposit amount | 1.65% | 2 Months | at maturity |
| Fixed · 3 months Interest paid at maturity · Minimum deposit amount | 3.25% | 3 Months | at maturity |
| Fixed · 4 months Interest paid at maturity · Minimum deposit amount | 3.4% | 4 Months | at maturity |
| Fixed · 5 months Interest paid at maturity · Minimum deposit amount | 3.45% | 5 Months | at maturity |
| Fixed · 6 months Interest paid at maturity · Minimum deposit amount |
Features
- The reassurance of a guaranteed return on your investment.
- Avoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
- Choose a term length that matches your business cycle
- Add 0.10% p.a. to these rates if you're already with St.George and opening or renewing online. It?s only available to existing customers who bank online and in the app.
- Earn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
- Flexibility : Flexible maturity options from 1 month to 5 years.
- Business customers are eligible to open an account and can open account either by Branch, Phone, online.
Eligibility
- Minimum age — 18 years18+ years old
- Business customersOperating in Australia with an Australian address.
- You must be an existing St.George banking customer
- Online application and online bonus rate available for personal customers and sole traders only.
Constraints
- Minimum balance — $1,000.00Minimum Opening Balance
- Maximum balance — $2,000,000.00Maximum Balance
More Information
Published by St.George Bank under the Consumer Data Right · Last updated 10 July 2026 · Product ID STGTDBusTermDeposit · View on CDR.gov.au · View Source Data (JSON)