--- title: "Term Deposit — St.George Bank" description: "Term Deposits from St.George Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/st-george-bank/products/STGTDTermDeposit source: "CDR Compare" language: en-AU last_updated: 2026-08-28T00:57:08Z --- # Term Deposit — St.George Bank > Term Deposits from St.George Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** Get a fixed interest rate for your fixed term investment. ## At a glance - **Fixed rate:** 5.05% (1 year) - **Bonus rate:** 0.1% (conditions apply) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 1 month (Interest paid at maturity · Minimum deposit amount) | 1.4% | 1 Month | at maturity | | Fixed · 2 months (Interest paid at maturity · Minimum deposit amount) | 1.65% | 2 Months | at maturity | | Fixed · 3 months (Interest paid at maturity · Minimum deposit amount) | 3.25% | 3 Months | at maturity | | Fixed · 4 months (Interest paid at maturity · Minimum deposit amount) | 3.4% | 4 Months | at maturity | | Fixed · 5 months (Interest paid at maturity · Minimum deposit amount) | 3.45% | 5 Months | at maturity | | Fixed · 6 months (Interest paid at maturity · Minimum deposit amount) | 3.4% | 6 Months | at maturity | | Fixed · 7 months (Minimum deposit amount) | 3.55% | 7 Months | at maturity | | Fixed · 8 months (Minimum deposit amount) | 3.6% | 8 Months | at maturity | | Fixed · 9 months (Minimum deposit amount) | 3.65% | 9 Months | at maturity | | Fixed · 10 months (Minimum deposit amount) | 3.7% | 10 Months | at maturity | | Fixed · 11 months (Minimum deposit amount) | 3.75% | 11 Months | at maturity | | Fixed · 1 year (Minimum deposit amount) | 4.75% | 12 Months | at maturity | | Fixed · 2 years (Minimum deposit amount) | 4.5% | 24 Months | at maturity | | Fixed · 3 years (Minimum deposit amount) | 4% | 36 Months | at maturity | | Fixed · 4 years (Minimum deposit amount) | 4% | 48 Months | at maturity | | Fixed · 5 years (Minimum deposit amount) | 4% | 60 Months | at maturity | | Fixed · 6 months (Minimum deposit amount) | 3.35% | 6 Months | monthly | | Fixed · 7 months (Minimum deposit amount) | 3.5% | 7 Months | monthly | | Fixed · 8 months (Minimum deposit amount) | 3.55% | 8 Months | monthly | | Fixed · 9 months (Minimum deposit amount) | 3.6% | 9 Months | monthly | | Fixed · 10 months (Minimum deposit amount) | 3.65% | 10 Months | monthly | | Fixed · 11 months (Minimum deposit amount) | 3.7% | 11 Months | monthly | | Fixed · 1 year (Minimum deposit amount) | 4.7% | 12 Months | monthly | | Fixed · 13 months (Minimum deposit amount) | 4.7% | 13 Months | monthly | | Fixed · 2 years (Minimum deposit amount) | 4.45% | 24 Months | monthly | | Fixed · 3 years (Minimum deposit amount) | 3.95% | 36 Months | monthly | | Fixed · 4 years (Minimum deposit amount) | 3.95% | 48 Months | monthly | | Fixed · 5 years (Minimum deposit amount) | 3.95% | 60 Months | monthly | | Fixed · 1 year (Minimum deposit amount) | 4.7% | 12 Months | every 6 months | | Fixed · 13 months (Minimum deposit amount) | 4.7% | 13 Months | every 6 months | | Fixed · 2 years (Minimum deposit amount) | 4.45% | 24 Months | every 6 months | | Fixed · 3 years (Minimum deposit amount) | 3.95% | 36 Months | every 6 months | | Fixed · 4 years (Minimum deposit amount) | 3.95% | 48 Months | every 6 months | | Fixed · 5 years (Minimum deposit amount) | 3.95% | 60 Months | every 6 months | | Fixed · 1 year (12 month offer available for a limited time only on Term Deposits opened or renewed by existing St.George personal or business customers. · Minimum deposit amount) | 5.05% | 12 Months | at maturity | | Bonus · 1 year (PLUS, an additional 0.10% p.a. online bonus offer2 when you open or renew online · Online only) | 0.1% | — | at maturity | ## Features - **Offers available on Term Deposits opened or renewed by existing St.George personal or business customers. Available on deposits of $1,000-$2,000,000 with interest paid monthly or at maturity depending on term. T&Cs Apply.** - **Predictable earnings: With a fixed interest rate, you?ll know exactly how much you?re going to earn over your choice of fixed term.** - **Online bonus rates: Logon to check if you qualify for higher rates than those featured. You'll get an extra 0.10% p.a. for opening or renewing online.** - **Secured savings: Avoid the temptation to dip into your savings, by locking your investment away for a fixed length of time.** - **Options at maturity: Choose whether to withdraw funds or reinvest them, providing your instructions online or in the app.** - **Open a Term Deposit with as little as $1000 and pay no set up or monthly fees. Rates featured are available on deposits of up to $2000000.** - **When you open a St.George Term Deposit, your money will be looked after by an Australian banking group that dates back over 200 years. Plus, combined balances up to $250,000 per account holder are guaranteed by the Australian Government under its Financial Claims Scheme.** - **Business customers are eligible to open an account and can open account either by Branch, Phone, online.** - **Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices** - **Choice of terms ranges from 1 to 60 months** - **Fraud protection** (The product includes limited fraud protection features.) - **Relationship management** (Relationship management is available for eligible customers.) - **Digital banking** (Internet Banking, Phone Banking, Branch banking , Bank@Post options are available) - **Interest payment options are available** ## Eligibility - **Minimum age** — 14 years - **Residency status** — Australian Permanent Resident - **Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check for bonus rates and manage your Term Deposit online.** - **Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).** ## Constraints - **Minimum balance** — $1,000.00 (Minimum Opening Balance) - **Maximum balance** — $2,000,000.00 (Maximum Balance) ## More information from St.George Bank - [Overview](https://www.stgeorge.com.au/personal/bank-accounts/term-deposits) - [Terms & conditions](https://www.stgeorge.com.au/personal/bank-accounts/term-deposits) - [Eligibility](https://www.stgeorge.com.au/personal/bank-accounts/term-deposits) - [Fees & pricing](https://www.stgeorge.com.au/help/interest-rates/fixed-term-deposits) ## Data provenance - Published by St.George Bank under the Consumer Data Right - Product ID: `STGTDTermDeposit` - Last updated by the provider: 28 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/st-george-bank/STGTDTermDeposit - Provider page: https://www.cdrcompare.au/brands/st-george-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000140 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/st-george-bank/products/STGTDTermDeposit) — product data published by Australian data holders under the Consumer Data Right. 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