---
title: "Variable Rate Small Business Loan — St.George Bank"
description: "Business Loans from St.George Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/st-george-bank/products/STGVariableRateSmallBusinessLoan
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T00:00:00Z
---

# Variable Rate Small Business Loan — St.George Bank

> Business Loans from St.George Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.

## At a glance

- **From:** 9.23% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Business Loan Rate) | 9.23% | — | — |

## Features

- **Repayment options : Flexible repayment options.**
- **Tax Savings: Potential tax benefits.**
- **No business size requirement**
- **No fees for making extra repayments on a variable interest rate loan **
- **Redraw facility** (With variable rate, you can make extra payments, which could reduce interest paid over the life of the loan. Redraw allows you to make extra payments and access these funds later.)
- **Make additional repayments without penalty.**
- **Security options include cash, property, a guarantee or business assets.**
- **Flexible repayment structures include Interest Only or Principle, Interest and Fees.**
- **Extra repayments** (Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.)
- **Relationship management** (Relationship management is available for eligible customers.)

## Eligibility

- **Minimum age** — 18 years ( An individual 18 years and above)
- **A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes**
- **Meets the credit criteria and credit policy requirements under an applicable offer for this product.**

## Constraints

- **Minimum limit** — $20,000.00 (Borrow from $20,000 and above)
- **Loan term up to 30 years, depending on rate option chosen and security provided.**

## More information from St.George Bank

- [Overview](https://www.stgeorge.com.au/business/business-loans/small-business-loans)
- [Terms & conditions](https://www.stgeorge.com.au/business/business-loans/small-business-loans)
- [Eligibility](https://www.stgeorge.com.au/business/business-loans/small-business-loans)
- [Fees & pricing](https://www.stgeorge.com.au/business/business-loans/small-business-loans)

## Data provenance

- Published by St.George Bank under the Consumer Data Right
- Product ID: `STGVariableRateSmallBusinessLoan`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/st-george-bank/STGVariableRateSmallBusinessLoan
- Provider page: https://www.cdrcompare.au/brands/st-george-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000140

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/st-george-bank/products/STGVariableRateSmallBusinessLoan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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