---
title: "Community First — Summerland Bank"
description: "Transaction & Savings Accounts from Summerland Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/summerland-bank/products/10
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-27T16:00:40.3243706Z
---

# Community First — Summerland Bank

> Transaction & Savings Accounts from Summerland Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An easy to use transaction account with no monthly fee for those operating a not for profit organisation or charity.

## Apply

Applications are handled by the provider: [Apply at Summerland Bank](https://summerland.com.au/open-an-account/)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Honour Fee | Event | $20.00 |
| Dishonour Fee | Event | $15.00 |
| Staff assisted transaction — Business and Community staff assisted transactions include in-branch deposit, branch withdrawal, business express deposit, cheque withdrawal, cheque encashment, one-off internal funds transfer, one-off external funds transfer, one-off BPAY, Bank@Post deposit & Bank@Post withdrawal. 5 FREE per month Business and Community staff assisted transactions. | Withdrawal | $2.00 |
| Cheques included in deposits — 20 FREE per month. | Deposit | $0.50 |

## Features

- **Digital banking** (Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
)
- **Free transactions** — 20 (20 FREE per month across the combined total of Business and Community electronic transactions and Business and Community staff assisted transactions.)
- **Notifications** — Event based notifications.
- **Real-time payments (NPP)**
- **PayID** (Set up a pay ID to receive lightning fast payments.
)
- **Save on paper, receive and view your statements online with eStatements.**
- **Simplify your bookkeeping with direct transaction feeds.**
- **Unlimited transactions** (Customers receive unlimited  internal funds transfer, external funds transfer & BPAY transactions via internet banking or the banking app.)

## Eligibility

- **Only a not for profit organisation or charity can apply for this product.**
- **Residency status** — A Permanent Australian Resident including those working overseas. Entities must be a Permanent Resident of Australia,

## More information from Summerland Bank

- [Overview](https://summerland.com.au/my-business-banking/business-bank-accounts/community-first-account/)
- [Terms & conditions](https://www.summerland.com.au/account-access-facility-conditions-of-use)
- [Eligibility](https://www.summerland.com.au/summary-of-accounts-and-access-facilities)
- [Fees & pricing](https://www.summerland.com.au/fees-charges-transaction-limits)

## Data provenance

- Published by Summerland Bank under the Consumer Data Right
- Product ID: `10`
- Last updated by the provider: 27 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/summerland-bank/10
- Provider page: https://www.cdrcompare.au/brands/summerland-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000119

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/summerland-bank/products/10) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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