Home Loan Offset
Transaction & Savings AccountsData Sharing Status
Use the money in your transaction account to help you save interest and own your home sooner.
Fees
| Fee | Type | Amount |
|---|---|---|
| QuickDebit Dishonour Fee | Event | $15.00 |
| Deposited Cheque Item Fee | Event | Variable |
| Honour Fee | Event | $20.00 |
| Dishonour Fee | Event | $15.00 |
Features
- Card access — Link an eftpos or Visa card to the account for convenient access to your money.
- Digital banking
- Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Digital wallet — Apple Pay.
- Digital wallet — Google Pay
- Notifications — Event based notifications.
- Real-time payments (NPP)
- PayID
- Set up a pay ID to receive lightning fast payments.
Eligibility
- Minimum age — 18 years
- Individuals only
- Account linked to the Offset Home Loan.
- Residency status — A Permanent Australian Resident including those working overseas.
More Information
Published by Summerland Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 11 · View on CDR.gov.au · View Source Data (JSON)