---
title: "Money Sense — Summerland Bank"
description: "Transaction & Savings Accounts from Summerland Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/summerland-bank/products/13
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T02:00:40.9567268Z
---

# Money Sense — Summerland Bank

> Transaction & Savings Accounts from Summerland Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An account for those aged 12 to 17 to enjoy the feeling of saving and the flexibility of card access.

## Apply

Applications are handled by the provider: [Apply at Summerland Bank](https://summerland.com.au/open-an-account/)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Deposited Cheque Item Fee | Event | Variable |
| Honour Fee | Event | $20.00 |
| Dishonour Fee | Event | $15.00 |

## Features

- **Card access** — Link an eftpos or Visa card to the account for convenient access to your money.
- **Digital banking** (Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
)
- **Digital wallet** — Apple Pay.
- **Digital wallet** — Google Pay
- **Notifications** — Event based notifications.
- **Real-time payments (NPP)**
- **PayID** (Set up a pay ID to receive lightning fast payments.
)
- **Save on paper, receive and view your statements online with eStatements.**
- **Unlimited transactions** (Simple Access Fee Package customers receive free monthly account access including unlimited domestic card, ATM, Internet and Mobile Banking transactions, along with unlimited Bank@Post and staff assisted deposits and withdrawals.)

## Eligibility

- **Maximum age** — 18 years
- **Minimum age** — 12 years
- **Individuals only**
- **Residency status** — An eligibility constraint based on residency status applies.

## More information from Summerland Bank

- [Overview](https://summerland.com.au/my-banking/bank-accounts/everyday-transaction-accounts)
- [Terms & conditions](https://www.summerland.com.au/account-access-facility-conditions-of-use)
- [Eligibility](https://www.summerland.com.au/summary-of-accounts-and-access-facilities)
- [Fees & pricing](https://www.summerland.com.au/fees-charges-transaction-limits)

## Data provenance

- Published by Summerland Bank under the Consumer Data Right
- Product ID: `13`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/summerland-bank/13
- Provider page: https://www.cdrcompare.au/brands/summerland-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000119

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/summerland-bank/products/13) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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